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"Bad Credit! No Credit! Zero Down!"

If this is something you are interested in...please don't call me.

You could, however, visit AnnualCreditReport.com, pull a free report and start the process of rebuilding your good credit.

Across the country there are many state agencies that can walk you through the process of rebuilding your credit, help you to develop and live by a budget and prepare you to eventually buy your own home.

Always make sure that you are working with a HUD Approved Housing Councelor before you hand over ANY money or sign ANY contract for services. Here in South Carolina a great place to start is Family Services, Inc.

Kiplinger has a simple free budget tool to help get you started if you are new to budgeting. I also recommend checking out their "How Much Can You Spend For Housing" program.

Do you suspect your bad credit scores are the result of identity theft? If so, the FTC has wonderful resources about how to proceed if you suspect identity theft.

If you feel you have been the victim of discrimination or unfair business practices you can contact...

SOUTH CAROLINA DEPARTMENT OF
CONSUMER AFFAIRS (they are even on YouTube!)

Posted by Melissa Breeland on 10/28/2009 01:41 PM

Comments (6)

consumer information, credit score, federal trade commision, department of consumer affairs, south carolina

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6 Comments on "Bad Credit! No Credit! Zero Down!"

OCT

Excellent post! it is only by getting the knowledge they need that a consumer can make a wise financial decision.

Great post....there are so many "services" out there that do nothing for the consumer....these a great links.....

Thanks for reminding people that they need to seize control, not only of their credit, but their budget as well. --Sara

Thanks for the good information, Melissa. Boulder City Steve

Melissa --- this is a very informative post with excellent links. You are right, the consumer needs to take over for themselves.

Mama Liz

Melissa- thanks for the great blog and links. I'll be sure to bookmark them to pass on to my "someday" clients.

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