For those whpo have not read the bill and think none of it starts for three years ................

TITLE I-IMMEDIATE REFORMS

Sec. 101. National high-risk pool program.

Sec. 102. Ensuring value and lower premiums.

Sec. 103. Ending health insurance rescission abuse.

Sec. 104. Sunshine on price gouging by health insurance issuers.

Sec. 105. Requiring the option of extension of dependent coverage for uninsured

young adults.

Sec. 106. Limitations on preexisting condition exclusions in group health plans

in advance of applicability of new prohibition of preexisting

condition exclusions.

Sec. 107. Prohibiting acts of domestic violence from being treated as preexisting

conditions.

Sec. 108. Ending health insurance denials and delays of necessary treatment

for children with deformities.

Sec. 109. Elimination of lifetime limits.

Sec. 110. Prohibition against postretirement reductions of retiree health benefits

by group health plans.

Sec. 111. Reinsurance program for retirees.

Sec. 112. Wellness program grants.

Sec. 113. Extension of COBRA continuation coverage.

Sec. 114. State Health Access Program grants.

Sec. 115. Administrative simplification.