Here are todays interest rates, which as you can see are AMAZING! 

Conforming (Up to 417K):
 
30 year - 4.875%
15 year - 4.375%
7/1 arm - 3.875%         *Rate is fixed for 7 years at 3.875%, pay 2 pts and get a 3.25% rate!
5/1 arm - 3.625%
 
* my favorite
 
 Jumbo programs($417K and up):
 
30 year - 5.625%
5/1 arm - 4.875%
  
FHA/VA:
 
30 year - 5.0%
15 year - 4.5%
5/1 Arm - 3.75%

Give me a call today for referal to some exceptional loan officers who can explain the different loan programs on the market today, and the requirements of each of them. 

At the risk of sounding like a broken record, this is a GREAT time to be a buyer!

Merry ChristmasJanna Rankin Scharf  provides a superior level of real estate services to home buyers and sellers in Coeur d'Alene and Kootenai County, Idaho. Visit www.JannaScharf.com to search for homes in the Coeur d'Alene MLS for anywhere in spectacular North Idaho.

No matter how grand or modest your real estate dreams may be, you can turn to me in confidence.  Give me a call today and let me know what I can do to be of service to you!

Janna Rankin Scharf AB, GRI, CSP, CNS, CLHMS  208.651.9700

Wishing you all a Merry Christmas
and a magical holiday season
filled with the true spirit of Christmas!
 

 
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3 Comments on Mortgage Interest Rates 10/30/2009

OCT
31
Outside Blog

It's amazing to see such a spread now between the 30 yr. and the ARMS.

12:57am • #1
607,235 Points 80 Featured Posts Outside Blog

I hope those 30 year rates hold up a little bit longer. They are incredible.

10:27am • #3

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Janna Rankin Scharf - Realtor Coeur d'Alene and North Idaho Homes

Coeur d Alene, ID

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Keller Williams Realty Coeur d'Alene

Address: 1044 Northwest Blvd. Ste. F, Coeur d'Alene, ID, 83814

Office Phone: (208) 667-2399

Cell Phone: (208) 651-9700

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