Hi everyone
and Lisa says Hi! 

November has arrived and so has our updated Real Estate Newsletter!

The Fall foliage season is just about over here reaching peak this week in NJ and the temperatures are cooling off a little too quickly for my tastes.
New Jersey is the Garden State.

The market has heated up as the temperatures drop all around the country.
Time is running out for the first time home buyers as well. If you can close in less than 30 to days you could still take advantage of the tax credit but you better hurry. You must be closed by November 30th to still take the credit. It is possible that the credit may be extended but modified a bit. We'll see in the next few weeks about that.
Business is great and I am excited at the possibilities available for first time home buyers as well as sellers looking to move up.

Historically, interest rates are still at an all time low but are creeping up slowly.
Either moving up or buying for the first time, now is a great time to make the move up to home ownership.
This Newsletter is full of interesting and useful information that I think you will enjoy whether you are a buyer, seller, homeowner, or renter.
This month's issue includes topics such as:
"Vital Information for First-Time Buyers";
"Relieving the Stress of Packing";
"Making Your Home Age Appropriate Creates Appeal";
"Real Estate Investment Buying Tips";
"Extending Homebuyer Tax Credit Best Tool for Sustaining Housing Recovery";
Plus a roundup of November real estate activity as well as much more advice and information.
I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me
Please Click on the button below to access my newsletter:


If you or someone you know is planning a Move in the near future, call your Pascack Valley experts, Lisa & Bob Hammerstein at (201)218-6802 or visit us on our website at www.HammersTeam.com. We'll be able to help you if you're Moving to any of the Pascack Valley towns in Bergen County New Jersey.
For more Local Information about the Pascack Valley area of Bergen County, New Jersey, call Bob & Lisa at (201)218-6802 or visit us online at www.HammersTeam.com.
Your Real Estate Resource for the Pascack Valley!

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Robert & Lisa Hammerstein • Sales Associates • Coldwell Banker • (201)315-8618
• Address • 50 Broadway • Hillsdale, NJ 07642 •

BOB..Very nice news Letter ..very helpful tips for the upcoming months..Thanks..:0)