Hello again,

                I am posting this blog today because of two pieces of valuable information I wanted to pass on to you. Firstly, as you are well aware, the mortgage lending world has consisted of mortgage brokers and mortgage lenders for over three decades. Both formats have served the real estate community with distinction. Unfortunately, dramatic changes throughout the mortgage delivery system have severely handicapped the ability of the mortgage broker to execute in a competitive manner. In January of 2010, the restrictions on broker activities will be extended even further.  Simply put, mortgage brokers will not be able to effectively deliver in the home purchase market.

Secondly, as a mortgage professional I saw this coming and made the decision to move from a mortgage broker platform to a lender platform in August when I joined Shamrock Financial Corporation.  Shamrock foresaw the competitive limitations of being a mortgage broker years ago and transitioned to lender in 2001.  The company has been around since 1989, employs 50+ professionals in our new Rumford location. We have direct, in-house FHA/VA/USDA underwriting, processing and closing.

Let me introduce you to some key players on your team:

·        Rod Correia: President. Rod leads Shamrock’s day to day operations. He has the skills and authority to move your clients from contract to closing in days instead of weeks.

·        Greg Cambio: VP of Underwriting Operations. Greg is one of New England’s most acclaimed and productive underwriters. His 30+ years of underwriting experience and countless designations make him a key person in getting your clients approved and closed.

·        Kristen Shapazian: Team Leader. Kristen pre-underwrites your client’s loans and ensures we all are on the same page with information as it becomes available on specific files.  She eliminates surprises.

·        Shalimar Albanese: Purchase Coordinator. Shalimar is the driving force behind the coordination and marketing of our cooperative efforts with real estate agents. She makes certain we are at the forefront of capturing potential buyers and sellers here in New England. This helps us grow your business, not just close your next deal.

I’m pumped up about the tools Shamrock gives us both as professionals in this ever changing market. I am confident with the support I have in place that there is no better place to help your clients find their way home.

Shamrock Financial “A better life, through a better mortgage”