Attention 1st time home buyers...by now you have heard about the opportunity from the Federal government with the 10% of purchase price up to $8000.00 tax credit. Truly a wonderful opportunity however it is important for you to follow a progression in seeking out a new home. First it is important to get a pre approval from a quality lender to determine just what your purchasing power is. It doesn't make sense to start looking for a home with a price you have in mind if a bank will not loan you that amount of money. If you start looking in the $100,000 price range just to find out later that the most you qualify for in a loan is $80,000, you will be setting yourself up for disappointment in having to lower your standards. The second important thing to do is to find a qualified Realtor to help you navigate the waters of purchasing a home. A buyers agent can truly be an asset in negotiating in your best interest.
So just how does one go about finding a Realtor. Perhaps speaking with friends or family that can recommend someone they have had a good experience with. You may want to search on the internet for an agent. Read the testimonials on their personal websites from their past clients, to get a flavor for what type of Realtor they are and how they work. Keep in mind that the Realtor you choose is going to act as an addition to your team. Not all personalities fit together, find one that fits with you. Calling around agent to agent doesn't instill any loyalty on either your part or the Realtors. So make some calls, interview the agents and choose one that will fit with you.
Remember there are no dumb questions. A professional realizes this and will be happy to answer your questions, perhaps even giving you answers to questions you didn't know you had.
Now is the time to take advantage of this great opportunity available to you with the tax credit. Realtors can assist you in finding a quality lender if you don't know one. They have professional relationships with all sorts of ancillaries. (lenders, inspectors, contractors, title companies, etc.) Call a Realtor today to get started in finding your new home.
I would be happy to speak to you about your real estate needs in Toledo, Ohio and the surrounding suburbs of Maumee, Perrysburg, Sylvania, Holland, Rossford, Northwood and Oregon.
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