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We Are Cancelling Your Listing....

We regret to inform you that we are going to be canceling our listing contract with you. We have tried to do all that we can to help you including feeling sorry for you but you must be able to help not hinder the sale of your home. short sales florida

When you first called us I felt so bad for you. My heart went out to you. You were no longer able to pay your payments. The first thing we do is have a telephone intake evaluation to make sure that your listing is one that we see being able to close as a short sale. You wanted to keep your home so we did the numbers for you to see if you could get a loan modification. You also tried on your own to get a loan modification. That was not possible as you have no income coming in except for some disability payments. You can not afford to keep your home no matter how low the payments could be adjusted.

We felt so bad for your situation. You really needed to talk to an attorney. You did not have the money to pay for the attorney. We even told you how to go get food stamps and get help from local churches. We did not want to see you homeless and you assured us that you had some friends who were going to let you live in their property. So we held a fundraiser for you. We collected donations from Real Estate agents around the country so that you could hire the attorney and be able to live in your home while we were doing the short sale for you.

I should have gotten a clue when you complained about the amount of money we raised for you! Where was the gratitude then? Well, we moved on and the next monthly payment to your attorney you could not make and now your lender filed foreclosure papers on you. This was over a year ago. SO we paid the monthly attorney payment for you.

Then you made if very difficult to show your house. No matter what we said to you about not following the buyers around the house you still did. You would beg them NOT to buy your house. When we started to get this feedback we told you then that we could not have your house listed if you were not going to sell it. So you laid off of the pestering for a while.

Then you got served after months of not paying your payments, a date for the foreclosure. We got an offer in time. You started to call us every single day about your auction date. What were we doing to stop your foreclosure? Excuse me? The question really is, what were you doing to stop your foreclosure!

We went all the way to the top management consisiting of hours and hours on the phone with your lender and the judge and the case worker to get your sale canceled on the courthouse steps. 3 days before the auction date we were able to get the auction canceled. So now you want to drag out the buyers offer and the processing of the short sale. You tell me your fax is broken, your internet was down, etc. This drags on and on and then the buyer finally realized that you have no intention of selling the house. You are just trying to live without making payments until the last possible moment.

So we place the house back on the market but there are no offers because prices are dropping like crazy in your area. We get you to reduce the price and then the showings started happening again.

Then you get a new auction date on the courthouse steps. You get served the notice of the sale date and call me yelling and screaming at me! Me! The one who raised money for you, who got you food, you held fundraisers for you! You are yelling about what are we going to do to stop the foreclosure this time. Let's see, now it has been 1.5 years that you are still living in your house- rent free.

We start to get the calls again from buyers agents saying that you are following the buyers around the house, telling them your sad story and asking them now if after they buy the house will they let you live there? Excuse me! Live there rent free while someone else is paying a mortgage? You are totally scaring the buyers away and we told you over and over again to stop doing this.

We just can not take it anymore. You are going to lose your house in foreclosure and there is no longer anything we can do to stop it this time. You are the one who created this. I am not going to take the blame nor am I going to accept the guilt. I feel bad. I feel terrible. But we did everything humanly possible and then some to get your house saved from foreclosure.

Sometimes you just need to take on the responsibilty for your own stuff and sometimes we need to learn when to let go.

Posted by Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes on 11/13/2009 11:27 AM

Comments (112)

Short Sales in the ActiveRain Channel

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Originally posted at: South Florida Real Estate and...: We Are Cancelling Your Listing....

This post has been included in Florida Information Palm Beach County, FL Information
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112 Comments on We Are Cancelling Your Listing....

NOV

Amazing ! I can't recall ever reading anything like this on ActiveRain. The story and the post are simply amazing. I can't even imagine encountering this type of consumer response of ungratefulness. That someone could or would do these things is simply amazing!

I would have dropped him when I had to make the attorney's monthly payments. But Katerina, you have a far bigger heart than that. You're right. There is no guilt and no shame. You went over and beyond. People cannot expect to live rent free. You did more than you supposed to. You no longer have ties with this person.

Unbelievable..... it sounds like YOU need a vacation. I don't think I want to master the short sale market to this extent. The energy alone, that you have put into this scenario, is frightening.

Christine- It was an energy drainer, a big one. I feel bad, Nestor and I want to help but you can only help those who are willing to help themselves. The worst part is that when Nestor went to pick up his sign, there was a 25K antique car they own, they have not even bothered to sell.

And then get this:

I told her to go to her church to get some assistance. She tells me she is not religious. I told her churches will still help you. Then she asked me if my church would help them move their belongings and pack for them! It just does not end!

Katrina-

It's always the ones that you do the most for who hurt you the most. We are pushed towards being cold and professional, but our better nature makes us try one more time.

You did the right thing!

Jim- Thanks, sometimes you wonder! You try and try, but like I said you can not help those who won't even try to help themselves. Feeling taken advantage of is not a great feeling either. The agents on Active Rain put in their hard earned money to help them also. I feel bad that I ever even asked for the donations! Then again, like I said to this lady I met in the mall the other day- she asked me for 1 dollar and said she was trying to get $5 to get gas, she ran out of gas at the mall. I looked around to make sure I was not a mark and then I took out the entire $5 to give to her instead of the $1 she asked for. I put it into her hand and said, here is the money for you to get gas. If you are lying to me, that is on you and between you and God. That I gave it to you when you asked is between me and God. My hands are clean. And then I wished her well. So all the agents that donated money to these people did it for their good also because in the giving we are blessed. We are not responsible for the receiver.

Katerina --- WOW!!!!!!!!! Unbelievable, but it really never ceases to amaze me -what people will do --- people are just fascinating, to say the least.
BTW -- I linked to you in a couple of post regarding SEO --

Katerina, what a sad ending - I was wondering about this not too long ago, wondering what happened - I'm assuming there was only one family you asked for money for - didn't it have something to do with a veteran or something?

I always, always give something to help veterans - but this type of "gimme gimme gimme" attitude really really bugs me deep down - but you are right; it's between them and God.

I think we all have had experiences in life where the person we try to help does nothing but complain and, it seems, they go out of their way try and make their problems your problems!

You did the best your possible could for this client! You have such a big heart! Do not think for one minute all the things you and your husband do for others ever goes unnoticed!

Katerina- my husband says "No act of Kindness goes unpunished." It's unfortunate that your Sellers did not recognize how much you went out of your way to help them. Some people just can't be helped or want to be helped but only if someone does it for them. You made the right move, though. because there's a point where you have to cut the cord and save yourself.

Katerina, that is wonderful that you raised money for them! And yes, sometimes we have to cancel listings. It stinks and is the last thing that we want to do.

Clearly they did not recognize the Knight in Shining Armor when you came along! Many would have given up much earlier, I am sure I would.

Katerina, Don't grow weary in doing good (next time).

Katerina - I can't believe you and Nestor did all those things for your seller and still get yelled at. It never seizes to amaze me that this seller when in dire need is so rude. Luckily, you can take your energy and share your knowledge and expertise with a more deserving seller in the future - just think of all the nice letters you received, take them out and read them - I'm sure it will lift your heart and move on :)

Katerina, yes, it was more than time to kick them to the curb. How horrible that you were used so badly. What is wrong with people like that.

Katerina - You never cease to amaze me. I think your heart is bigger than the whole state of Florida, and then some. You did more than anyone could have done, and you still wished her well after she treated you so poorly. This world needs more people like you. Don't let this situation get you down for one minute longer.

KAterina - And this is why I haven't made this my niche. I'd rather reduce my income than deal with people who don't care. That's not to say I don't do short sales but I am very selective to weed out those who genuinely appear to need help and who I know will work woth me. I am blessed with good instinct but sometimes we all make mistakes about people. You should have pulled the rug out from under this seller long ago. You're indeed a lady with TOO big of a heart. And, I agree - you need a vacation girlfriend!

Oh my this is just unbelievable...you certainly went the second and third mile.

I told me daughter today to refer this person out...it is not working...

Sometimes you just can't do enough for people.

Can we say "being used?"

Oh my this is just unbelievable...you certainly went the second and third mile.

I told me daughter today to refer this person out...it is not working...

Sometimes you just can't do enough for people.

Can we say "being used?"

Oh my this is just unbelievable...you certainly went the second and third mile.

I told me daughter today to refer this person out...it is not working...

Sometimes you just can't do enough for people.

Can we say "being used?"

Oh my this is just unbelievable...you certainly went the second and third mile.

I told me daughter today to refer this person out...it is not working...

Sometimes you just can't do enough for people.

Can we say "being used?"

An incredible story. One bad apple spoils the cart.

Takes all kinds, as they say, and you happened to fall prey to this thoughtless individual. Well you can put your head down on the pillow at night and know you did "more than your best!"

Patricia/Seacoast NH

I think it was Frank Cross who said it best: "Scrape 'em off Clare, scrape 'em off"

Oh my goodness . . . I've never heard of anything like this before. You did more than what is humanly possible and must be a much better person than I! I just loved the first line of your blog, but had no idea how much worse it would get!

This is just so stunning. You did all you could do and more. This seems like a case of not taking any personal responsibility and pushing blame off on whomever they came in contact with. What a shame.

Wow. You went way beyond the call of duty on this one. I would have refered these folks to someone else much earlier. It does indeed seem that "no good deed goes unpunished".

Oh man Katerina - you surely went well over above and beyond the call of duty. And to think there was no gratefullness - these people are toast toast toast. I've been in situaions - not quite so extreme as yours - where we did way way more than we should have and it didn't work - we had to pull out the stops, give them the 'ultomato' to shift or they were fired. Not often - but it has happened a time or three over 20 + years and I never look back. Some folks are just plain takers.

A very clever and timely post,. People complain that agents are overpaid . . . and you made how mich on this transaction before you cancelled the listing? hat's right . . . the big goose egg. Amen for venting! You're preaching to the choir!

Katerina -- We are more than happy to help homeowners in distress, many times going way above the call of duty, as you did here. But, you have to draw the line somewhere. It's all very sad, but you did the right thing.

I don't know about 'sometimes' needing to take responsibility for your own ' s&^%' I think 'always'.....might be better :-) Talk about Above and Beyond the call of Duty -AND Beyond that!

We have those "no good deed goes unpunished" feelings on some of our short sales here in Oklahoma. Yours however tops about any of ours. You didn't just go the extra mile, you ran a marathon.

Katerina - it sounds as though you went above and beyond to help this person. I would have cancelled it as well.

Katerina,

What a compassionate outreach on your part to help a client in distress. You did all you could and now need to move on without regrets. Some people just can't be helped, no matter how hard you try.

Rich

OMG!! Katerina - You went an extra 100 miles for that family. And you are correct - there is literally not one more thing that you can possibly do! We haven't gotten hit by a ton short sales - YET...But people who are losing money on their homes are a very angry lot sometimes. I've noticed that they choose to blame everyone and everything within reach. Most are grateful that I get them free of the monkey on their backs, but some can't get past what they "lost." The funny thing is that most of it was an illusion to begin with. Paper gains or just that - until the paper is cashed in or the home closes. I know its cold comfort to those who are losing their homes, but lashing out at the person who tried to help is inexcusable...Even though it may be commonplace -that doesn't make it OK...

Wow. It blows my mind how unappreciative some people can be. You're SO much better off without this maniac. Sometimes people are beyond our help.

I really want to give people the benefit of the doubt, and say 'deperate people do desperate things' ... but these sellers just took it waaay too far. Your decision to cancel the listing was a good one.

That is unbelievable! Reminded me of a time we were helping somebody and all we got was asking for more but never doing anything to improve their situation or take responsibility. All you can do is all you can do. :) ~Rita

Katrina-

That is unbelievable story. I agree with Jim (#5) that the ones that you do the most for hurt you the most.
Your decission to canel the listing was thet right one, probably you should do that much ealier.

Katerina, first of all you guys ROCK for going to such lengths!

Those types are what I call the "Black Hole" people of the world. Anything that comes near them gets sucked into their drama-filled abyss of self-centered narcissm. They take and take and there's NOTHING you get out of it but a headache and a great lesson. All you can do is sincerely pray for them ...from a distance.

Wow!

What a terrible situtaion, you handled it so well all the way up to the end! You did a wonderful thing and hopefully it will come back to you one day!

Katerina, you are an amazing individual. For everything you did for these people, and the ungratefulness is just astounding. Know that you did everything you could, but you cannot help those who will not help themselves.

Congratulations on getting this monkey off your back so you can focus on the clients who DO appreciate you.

Bad business drives away good business ! Sometimes the deeper we get on a losing proposition, the harder it is to see that we need to BAIL, now !

Wow!

Your certainly did everything you could to help this seller, going above and beyond anything considered even amazing service to as seller who seemed unwilling to help himself.

It really takes a big heart to take on these tough listings, but everyone needs to know when to call it quits! Some people you just can't save from themselves, no matter how hard you try, and they will not be grateful in the least.

Sad to say, but I'm glad you cut your losses and move onto others that may be worthy of your empathy.

You bent over backwards, inside out and upside down and then back again. I have come to learn, like you, that when the red flag waves ... send them packing.

You are so incredible and generous with your time, your connections, your knowledge and skill and then someone just picks up on it.

This type of person will never change. I have been bitten three times by someone similar to this but no more. I am so sorry but glad you walked away.

You should no longer feel bad for this lady one more second. She hasn't paid mortgage for over a year and a half. Have you calculated how much money that has been put in her savings? She knows what she's doing... get out...

But keep us posted if you hear anything further from the foreclosure.

What a nightmare, I wonder how the Bi-lateral contract works in a situation like that. I fired a owner one time and after his lawyer showed me that we had a Bi vs a Uni I sold the home for free.

Katerina, you earned your gold star in heaven. Thanks for being such a positive example of a good real estate agent!

It just makes you lose faith in helping some people like this. You guys are way too honorable to have been treated like this after everything you did for them. The only good thing is the majority out there would be indebted for life for all that you did. Sorry to hear the story.

I remember the words of an agent here in Hawaii who did not speak so good English. His words were "I let you go now, bye, bye".

Hi Katerina...Some People are Sponge's and will suck the energy right out of you, End of story. Try and forget them, you need motivated Sellers...the trouble is we are hurt and rememerber those that hurt us.

Cheers

Katerina, I can't believe you hung on as long as you did. I have a built in polygraph. I can usually spot a liar almost immediately. I'm sure you can, too. Thing is, good and honest people want to believe the best of others, even while a small voice tells them otherwise. I could say to you that next time you should listen to your head instead of your heart. But then you wouldn't be Katerina. And I think we definitely need more Katerinas in this world. So keep being you. Others will appreciate what you're doing for them even if these people didn't.

Leech. It seeks you out, favors you, attaches to you, sucks your vitality from you, and stays until you rid yourself of it. PERIOD.

This is a bizarre story - and I feel bad for you! Sometimes you just can't help somebody - when they need to help themselves.

I wish this post would make it on the front page of every newspaper in the story as it is a rare thing for REALTORS to go to the length that you have, even in spite of MAJOR problems all the way through. Your professionalism right through the very end is amazing -- your services and perspectives and compentencies are rare in our industry. So sad that they wouldn't listen to reason.

Makes me happy that others are doing the same. . .I was beginning to think I was all alone. .

It sounds like you went beyond your duties and then some.

Katerina - I wish I could say this is the first time I heard a story like this, but it isn't. People talking advantage of others seems to be common in our area and it bothers me. You went above and beyond the call of duty and it doesn't sound like this person knew how lucky they were to have you on their side.

Amazing how much you gave those folks . . . my experiences with some cut -out -of- that- same- sort -of- cloth folks were that they had a cup that could never be filled . their career was victimhood, and they were, sorry to say, eminently . . . perpetually, successful at it.

The oh- so- frustrating aspect to folks of extra-conscientious- conscience is, you don't necessarily truth-to-tell-indubitably "know" this . . . until you are in so deep. But you've now done what needs done. Bravo!.

My gran used to say, "Give them an inch, and they'll take a mile." Seems like you gave 'em the mile and they went to the moon. Gosh a years and a half, and I have to ask, did you ever, once, one time get a thank you? hmpf.

We softies will give them everything. Takes a long time to turn us off, but once off, we are off for good.

There are people in this world that cannot be helped, no matter what we/you do. They are thier own worst enemy and lost causes that drain your energy. You went beyond the call of duty. Move on.

Katerina~ You really went over and above the call of duty! I probably would have done some of the same things that you have done, but you have to know when to call it quits. You are a Realtor with a big heart!

Some people want to blame people for their own lack of responsibility and expect others to pay their way.

...I feel bad. I feel terrible....Katerina, we're proud of you guys; nothing to feel bad about here. The only mistake you made here was throwing your pearls to the swine. You've done a wonderful deed trying to help these people. Who would know they would have turned out the way they did when you started out. God bless you for trying to help them out in their time of need.

Holy Smokes! You guys need to enter the "hero of the year award" for CNN. I can't say that I would have poured that much time into such an unappreciative client. In fact, I know I wouldn't have! Congrats on a fantastic blog!

Katerina, you did what you could. The sellers (sellers???) should be grateful to have had you guys working with them and for them. I think you made the right decision. You cannot let them continue to suck life and time and money out of you any longer. What a story!

Good for you. I am glad that some REALTORS still have a back bone!

Where did you find the patience to hang in there? I am in awe as to the length you went to in helping this client. Give a man a fish; you have fed him for today. Teach a man to fish; and you have fed him for a lifetime" Maybe it is time to let these individual learn how to fish---.

These sellers have evil twins living here in Asheville. This story is deja vue for me.

Katerina - you did so much for too long - good decision, they shamefully used you - and took advantage of your big heart.

Katerina,

Thank you for doing everything that you do to help people and giving Realtors a good name. Some people will suck the life out of you if you let them.

I have a different take here: you were suckers. You need to take responsibility for what you allowed this person to do to you. I hope this is a valuable lesson for the future: don't deal with leeches!

Katerina,

Kudos to you. You were not suckers. Compassion for people who are in trouble is only human. If they are leeches, that's them, not you.

Again, kudos

Why!? Katerina, Why did you cancel my house?

Just kidding! I'm sorry you went through that. I'm glad maintained a willing attitude and I'm glad you shared this experience. I think everyone knows it broke your heart to have to finally put an end to the situation. I'm really sorry.

Some rewards are not in the outcome.

Katerina,

I'm sorry to read about that one. It's hard not to want to help everyone but I've realized very quickly in the short sale scenario you can't help a seller who won't help themselves.

Katerina - This sounds awful. I want to help others as well, but wow. You are right that our hearts really do go out to our clients who are in bad situations, but at the end of the day, it is up to them to help themselves.

Aaron- I am never a sucker for helping another person whether they are using me or not. I never question a homeless person as I drive through intersections and always give them the change I keep on hand to give to the homeless. If he or she is not really homeless, that is on them. If they use the money for alcohol that is on them, not me. I give from my heart without judgment. I am not the judge, my God is the judge.

When I die and meet my savior I want to hear these words, Well done, my good and faithful servant, well done. If it hurts me that I was used, I think of him dying on the cross for me and then, well, mine is very trivial. This is the least that I can do.

And so when the next person asks me for help, I will help.

But I am more cautious about motives because we are running a business and it must remain profitable. We took this listing like almost 2 years ago. Since that time, I have been more strict in the questions I ask to make sure the seller is going to move out and really wants to do the short sale.

I just did a phone intake to day with a man whom I told him, it does not sound like you are committed to doing the short sale. When you are ready to be committed let us know. We will list your house then. It sounded to me and I confirmed with him that he just wants to live in his house as long as he can without making payments and then walk away. He makes way too much money to not be asked to contribute to his HELOC in the form of a promissory note or cash contribution and to that he said absolutely not. It would be a waste of our time and resources to help him.

Jeff Link- You made me laugh! I started to laugh out loud too! Thank you!

Katrina.... Yes it is hard to let go some times. Again, some times it is best to cut your losses and move on. Great advice !

Thank you everyone! I did not know this was a featured post until we came home tonight from our date night, well, date night with our 7 yr old tagging along, LOL.

We went to see The Christmas Carol- I will never be as Scrooge so I do not have any regrets for we know we did all we could do for these people.

I know that they are good people in their hearts and are living in extreme denial because they just keep thinking that there is a way to live in their house longer. They do not have the money to pay their mortgage so they are not even saving up that money. There is no money to save. They have just enough to pay their electricity, phone, cable and internet. It is really sad and that is why we wanted to help. But when you start begging every buyer to let you stay after they close, well, we are not going to get offers that way!

We worked so hard to get their foreclosure dates postponed and the judge is just not going to delay it any longer without a good solid offer. But yelling at me that I am not saving their home from foreclosure, well, first of all, that is an attorney's job. The attorney is no longer helping them because they don't pay him. Everyone is helping them, their neighbors, everyone. But they just keep living in denial and they won't do anything except ruin every chance of getting closure on this short sale.

Those of you who commented about the energy drainer it is are right. It is just way too time consuming to keep trying to get them to show the house properly. We lost the last buyers because they were afraid that these people would NOT move out of the house after closing and if I were them, I would have been worried about that also.

Thanks so much for your supportive comments.

And so we move on....

Yes, Short sales are stressful business! This is only the third one we have had to cancel out of many, many short sales. I know I can sleep at night.

Charles- I checked with our attorney first and we can cancel the listing in writing. We keep very concise notes, dates, times, etc.

NOV

Wow -- you are a saint for sure -- when the unpaid attorney's bill came up we would have been gone for sure -- we help people as well -- but do not pay their bills or obligations -- all the best ---- you deserve the best.

Shake their dust from your shoes and move on to the next opportunity. There is a reason this person is in trouble, and your conscience is clear.

wow! pretty intense... and then after all that you get the blame... proving once again the old saying no good deed goes unpunished...

Ouch! I cannot possibly feel sorry for the owner after all you did for them. Neither should you.

Although I feel horrible for the way you were taken advantage of, it warms my heart to know there are still people in this world as caring as you! I firmly believe you will be rewarded in life for your actions.

Wow...a lesson on when to let go sooner.....I think I would have been gone when I was spending money for an attorney....sorry not me...

You guy's are awesome, most people would not even consider doing the work you did and then to take grief over it to boot. Shame on them. They don't desrve your hard work or kindness I'm afraid. But cheers to you.

What a very well written post and a sad story with no end. Glad you were able to cut ties, I'd probably be very similar to you. Sometimes it's so hard to let go, but in the end, that's really what needed to be done.

Great job!

Sincerely,

Kathleen

Katrina – What an unfolding. You gave far more than I would have simply because we cannot help those who don’t want it … clearly they were milking the system … and you! I can’t even say… too bad for them … I can say … too bad that such a big heart was so badly taken advantage of.

WOW. I can't believe what you have gone through. All I can say is that you have done everything you could have and it is time to move on. Good things will happen to you for having a big heart.

Great post Katerina. I love the closing byline for this case and other cases we may have had just like it.

Some people just have sense of entitlement without any sense of responsibility. You do what you can but sometimes it is not enough. You are obviously a generous person and in the end I am sure you will receive back far more than you have given.

Good Morning and thanks again to each and every one of your comments. They are very supportive and I certainly appreciate that very much.

How sad for you Katerina, and for the crazy seller, too. You have tons more patience than I. I would have canceled this listing way before now because that seller is obviously insane. You've gone way overboard trying to bail out that seller. I had a seller once ask me to give him money under the table, out of my commission, upon short sale approval. I refused and canceled the listing because I don't work with insane people. Life is too darn short.

You have way to much patience and kindness! Wow. Katerina, you are truly an acceptional human being. Our founding fathers once said we have to make it uncomfortable for the poor.

Katerina - Congratulations. Doesn't it feel good to make that business decision? Detaching will let you help others better!

Wendy- you are right, when all your energy is sucked up by one person who just won't help their situation and that I had to listen to every week on the phone about how bad her life is, etc, etc, it really does keep you from being where you need to be emotionally and physically.

Your post left me speechless! I admire your patience and generosity, I would not have been able to do that.

People like that will suck the very essence from your being. You must have the patience of Job.

Robert- I have the strength of Ruth. I wish I had the patience of Job but perhaps more like Joseph. After what i have been through in my life, and who I have become, if I had not patience for healing, for tolerance, for forgiveness, for letting go... I would not be alive today. God has given me my trials of faith and has molded me into who i am today. He has refined me with fire, lots of it. I will never turn away from someone in need, and if I ever do not have the power to help financially, i will help with my heart in sharing their burdens. Thanks for your wonderful comment. It touched me and made me think. That is always a good thing.

I congratulate you for being so compassionate and doing so much for a client. I also praise you for recognizing that people have to be responsible for themselves. Sometimes firing a client is the kindest thing you can do for them and yourself.

Katerina, you went beyond the call of duty early on. Some people just don't get it do they?

Yikes that is just incredible that you got dragged into that crazy mess. You certainly did your duty!

Amazing... it either sounds like they are really smart & conniving (from the beginning), or completely clueless. Either way, completely unacceptable!

NOV

She just might have a cousin here in Tampa Bay! Just not quite as bad! I agree you have the patience of Job on this one. Sometimes one person can take and take and take. You can definitely rest your head on your pillow knowing you had your heart in the right place and did the right thing.

Whew! People just don't realize everything that falls on a real estate agent. We all should consider firing some of the clients that we just can't help.

In whatever happens out here God WILL always get His glory. And as we both know THAT is a good thing.

Robert- Yes, that is a good, a very good thing and also a very releaving thing. Like you can let go when you know GOD is in control. Thank you again.

It is such a shame to work that long and hard for "free" but really I guess your in the ditch with all the time, energy, money raised ...very sad for all.

I have a client that I'd like to cancel their loan for similar reasons.... taking advantage of people!

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