USDA Financing 100% for Homebuyers. Credit challenged OK. Must Read

Real Estate Sales Representative with Weichert Realtors

Yes, you read that correctly, even in today's market of strict financing guidelines there is still an option for first time home buyers to obtain 100% financing on their new home purchase.  Here's the best part:  Whether you are a first time homebuyer or even a previous homeowner looking to purchase a home for primary ownership use, you can still qualify for this tremendous government insured mortgage at 100% USDA Financing.  With first time home buyers having a second chance at receiving the $8,000 tax credit and now an option for others to possibly get up to $6,500 there isn't a better time to take advantage of this, all while getting a 30 year fixed rate mortgage with today's historically low interest rates.  Some of the financing program highlights for all buyers are as follows:

100% USDA FinancingUnited States Department of Agriculture

  • 620 Minimum Credit Score; down to a 580 on a case by case as well as borrowers without a credit score may qualify
  • Available for Existing, Owner-Occupied Single Family Residence, 2 Unit properties (duplexes), PUDs, Condos, REO properties, and Manufactured Homes
  • Borrower Does not have to put funds down, 100% financing allowed
  • No cap of Seller Concession for closing costs or rate buy downs, allowing you to finance all closing costs as well
  • NO Monthly Mortgage Insurance (PMI)
  • 30 Year Fixed Rate Mortgages Only
  • No ARM's or Balloon Payments
  • No Pre-Payment Penalties
  • CLICK HERE to see if your area or specific address of your future home qualifies for 100% USDA Financing.  If not, don't worry.  Ask us about our very exclusive FHA loan product that is not area specific.
  • We specialize in the following states:  Florida, Delaware, Georgia, Maryland, North Carolina, Pennsylvania, Virginia

This product is only available in specific locations throughout the US as well as an income bracket determined by the amount of household members a family has.  We have assisted hundreds of clients with this product and along with the tax credit program it is making thousands say that there truly isn't a better time to buy!  Call Mike at (908) 797-2908 or send him an e-mail at for a free consultation on how you can obtain 100% USDA financing on your home.


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