It started out with a simple phone call. My new customer had called because she had seen one of our ads in a local realty book. I did my job, I got her qualified for a loan. I asked her if she had a property in mind and she said that she was looking. I said " If you don't have a Realtor that you are working with, I can recommend a great one in our area." She said ok. My customer started looking with the Realtor that I recommended. I'm thinging Great. Then I get the phone call. She tells me that she can get a new home for about the same price.She had found an ad in the paper. I said let me know, I will help you as much as I can. Then she tells me that the builder has their own mortgage company and that the mortgage company said they would use my Pre approval letter to strengthen her file. I 'm thinking (You have to be kidding right?) I then say to her. "If you find that they are not able to do what they promised you let me know.
Guess What !?
1 week later she says that the mortgage company couldn't get them approved. Wow!
To keep this short- I just left the closing. They are HAPPY HOMEOWNERS.
I left 2 Happy Realtors and a Title Company that asked for some of my cards.
I love it when I am able to put a deal back together when someone else can't do it.
Congratulations -- I lost a loan this week to a builder with his own mortgage company and it hurts. I love it when they can't make it work and we can!