Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I had a lady come into my office who needed to refinance her home due to a divorce. She had already started a loan with another mortgage company. However, she recinded her loan when she received the final package prior to closing. (Remember, because of the HERA/HOEPA act, clients now must receive a final TIL before closing, and if the APR changes by 1/8 or more, the client has to wait 6 business days(Saturdays count) before closing.
The reason she recinded: The mortgage professional assumed that the client wanted the lowest rate possible since she had just completed her divorce, so he charged her discount points, origination points, and put her in a 5/1 ARM(adjustable rate mortgage).
After asking the borrower several questions, what she really wanted was a fixed rate mortgage and the lowest possible fees. Thus, her interest rate was 1/4 of a point higher than I could have gotten her, but the payment was still affordable for her and the costs were considerably less, thus allowing her balance to not go up so much from her existing loan balance.
Does this sound familiar? How many times do customers get themselves into these type of situations because the professional did not ask the right questions or take the time to determine the customer's needs.
For loan officers, we always want to give them program choices and loan choices, whether it is a higher interest rate with low closing costs, or the lowest rate possible with the option to do an adjustable rate, if they are comfortable with that.
Same goes for realtors. If client can qualify for up to $300,000, are you necessarily going to show the client nothing but $300,000 homes, or are you going to take the time to find out the neighborhood they desire, the payment they desire, and the type of home they desire.
I have had complaints from clients to realtors that I have referred to who said that the realtor did not take the time to find out the type of home(s) they wanted. Instead, they just sent RMLS listing of all homes that were in the upper limit of what they qualified for.
It comes down to basics. Take the time to determine the customer's needs, and then you can define yours and your client's search more and avoid a lot of wasted time.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.