Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
In case you’ve been hiding under a rock for the last 18 months, this is my opportunity to share with you what to expect when getting a new mortgage loan. Each loan file is scrutinized by about 10 different people. Don’t let that scare you, just be prepared for it. Make sure you disclose everything to your loan officer. Technology has enabled us to pull complete background checks if necessary. If you don’t disclose upfront, chances are when the “peeling of the onion” progresses, undisclosed issues may arise.
Let me give real life examples:
• A client comes to me, I qualify and pull credit report. There are “inquiries” on the credit report. If an inquiry results in new debt, you need to disclose the terms of the new debt along with supporting documentation. It’s important not to engage in any large purchases prior to purchasing or refinancing a home. So, don’t go buy a new car prior to applying for a new loan.
• Earnest money and cash required for closing: Any funds required for purchasing or refinancing a home must be documented. Cash is typically not considered an acceptable source of funds. A paper trail will be needed to show any transfer of funds.
• Did you just get a new job? If so, no worries as long as you aren’t commissioned or can’t guarantee how many hours you will work. If you’re newly commissioned or self-employed, I’ll need to see a 2 year history.
• Did you co-sign with somebody on a debt? If so, no worries – I’ll typically have to include that debt in your qualifications regardless of who is paying the debt. (of course each case is different – just be aware co-signing may affect your situation)
These are just a few instances of things to look out for. Your best bet is to council with a trusted professional before entering in to a purchase agreement to make sure it goes as smoothly as possible! I look forward to your comments and questions.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.