Home Buyers

What a joy it is to see our home buyers happy at the end of the home process. With the ability to close their home loan on time or sooner makes the home loan buying process stress free. When a home buyer knows that they can give notice, make plans and prepare to celebrate their new home; these buyers become clients for life. Educating the buyer of the home loan process, being with them every step of the way, is really what it is all about. It is important to make sure the home buyer knows what their new home loan payment will be in addition to any costs out of pocket for them. A good faith estimate is a home buyers best friend. Always get a good faith estimate when you meet with your loan officer-the good faith estimate is an overall picture of the basic financing terms of the loan. Buyer knowledge of the home loan process is very important for our home loan financing future and the future of the real estate market. Let's hope that we will never again see the Option Arm home loan program. 93% of the clients who took out an Option Arm loan made the minimum payment, 80% of these loans were stated income. Sound home loan financing is essentional for our home buyers. FHA/VA and Conventional loans provide the safest home financing options. When seeking a home loan, work with someone in your community. Someone you can trust and know that your interest as a buyer is first and foremost.