Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Every industry has its own language. Doctors talk medicine. Lawyers talk law. Construction workers talk construction. Every other industry has its own set of terms that are unique - often separating the novice form the professional, or even better separating the professional from the general public. I for one believe it is designed that way
Real Estate investing is no different.
In real estate investing there are many terms that are referred to by initials. We all know some of the simple stuff, like ROI or "Return on Investment" and then there is FSBO which identifies a real estate home that is not listed by a REALTOR and is "For Sale By Owner".
There are many others - so lets take a look at a few that are common to California real estate investors and transactions...
ARV After-Repaired Value CMA Comparative Market Analysis COCR Cash on Cash Return COF Cost of Funds CRE Creative Real Estate DCR Debt Coverage Ratio FHA Federal Housing Administration FMR Fair Market Rent FMV Fair Market Value FSBO For Sale by Owner GRM Gross Rent Multiplier HML Hard Money Lender HOA Homeowners Association HUD Housing and Urban Development IRR Internal Rate of Return L/O Lease Option LLC Limited Liability Company LLP Limited Liability Partnership LTV Loan to Value MLS Multiple Listing Service NNN Triple Net Lease NOI Net Operating Income NOO Non-Owner Occupied OO Owner Occupied O/F Owner Finance P&S Purchase and Sale PITI Principal, Interest, Taxes and Insurance PUD Planned Unit Development REI Real Estate Investing REIA Real Estate Investors Association REO Real Estate Owned ROI Return On Investment RTO Rent to Own SFH Single Family House SFR Single Family Residence VA Department of Veterans Affairs / Veterans Administration
Then the Real Estate lenders have to get in the act with their own set of terms that no one really understands until you participate in the business for awhile. So, if you are going to be using a mortgage lender to help finance your real estate investments, you had best familiarize yourself with these terms as well...
APR Annual Percentage Rate ARM Adjustable Rate Mortgage CCR Conditions, Covenants, and Restrictions CFD Contract for Deed CLTV Combined Loan To Value CAP Capitalization DBA Doing Business As DOS Due On Sale Clause DOT Deed of Trust FCRA Fair Credit Reporting Act LOC Line of Credit LOI Letter of Intent LPOA Limited Power of Attorney PMI Private Mortgage Insurance POA Power of Attorney Sub2 Subject to existing financing TIL Truth In Lending
I know there are many others out there. If you would like to add your additions in the comments, I promise I'll update this list so that it can become a useful resource for everyone who finds it.
Hoping to make your California Real Estate Investment... A Pleasant and Profitable Experience,
John Occhi, ePRO & Five Star Certified REO REALTOR® www.JohnOcchi.Com Hemet - San Jacinto Valley, CA The Excellence in Real Estate Team @ Allison James Estates & Homes 2281 W. Esplande Ave, #102-B Next to "Starbucks" San Jacinto CA 92582 (951) 654-5550
This blog and the contents written here is the intellectual property of John Occhi, San Jacinto Valley REALTOR® in the South West Riverside County region of the Inland Empire of Southern California. The views and opinions expressed are just that - views and opinions of John Occhi and those who comment. Please note that I am not an attorney or a tax professional and any time I discuss either topic, I suggest you consult with the proper professional for relevant assistance.
This blog is part of the ActiveRain Real Estate Network, which is a social network highlighting the best of Web 2.0. Information is provided with the intent of educating and assisting home owners, home sellers, home buyers and real estate investors with information the can be used to make better real estate decisions.
I am proud to be a full time REALTOR® who is proud to be a contributing member of the ActiveRain community.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.