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Comon Active Rainers... A Call to Action... Show the World What Active Rainers Are Made Of!!!

By
Real Estate Agent with Realty ONE Group

It's your move, let the rain pour on Wells Fargo CEO. Show the world what active rainers are made of!!! Do you remember IT's A Wondeful Life? It was compassion that made the difference in human beings, not the money and not the status you own!!!!.

Lip service without action has little meaning.

Please read this story

http://activerain.com/blogsview/1379024/wells-fargo-is-taking-my-home-and-it-s-all-my-fault 

CompassionWhat I am suggesting is that every single active rainer email the CEO of Wells Fargo. Realtors can have a strong influence when they band together. Can you imagine the impact if would have if every active rainer participated? With that kind of exposure they may feel threatened that extreme public announcements may follow and perhaps they will be moved by  their compassion, either way... it just may be helpful and make a difference for this young man.

Does anyone know the email of CEO for Wells Fargo John Stumpf? I know usually Wells Fargo puts firstname.lastname@wellsfargo.com but it did not work for John Stumpf, my mail was returned. Email it to as many Wells Fargo Rep's that you can. Please post any Wells Fargo email addresses so others will have the an address to email to as well. IF... they get enough emails to the CEO, I have to believe it will make a difference.

Although I do not know this active rainer, life has dealt him a difficult situation and perhaps all this support will help him to begin healing from this heart breaking tragic point in his life.

If, want to dontate see blog for more details.  (see directly below the link for an update). I would still read this blog, it is a wonderful heart felt blog written with love.

http://activerain.com/blogsview/1381177/willard-gaylin-expressing-anger-is-a-form-of-public-littering-hmm-does-that-make-me-a-digital-litterbug-lol 

Michael has a blog update, please read. http://activerain.com/blogs/azmortgagelady

stated he would rather loose his home than take donations. As much as it pains me, I must respect him. However anyone moved to donate, he would appreciate all donatations on behalf of his late beloved wife to http://planetcancer.org

 

Pic above was downloaded from photobucket by account name 4passion.

 

Here is a sample letter cut and paste and send, how easy is that. It will take you 1 minute. Write you own or cut and paste, whatever... just make it happen!

To Whom it may concern,

 

Please read this story below

 

Compassion

 

I am asking you to please help this young man. Remember the movie... It's a Wonderful Life? Here is your chance for cause and effect. Please inject you compassion to help Michael with this issue. It is in your hands and you can make a difference, the question is will you? 

 

Here is his letter, here is his email address karen.george@azwm.com

 And it reads....

I pray that someone from Wells Fargo reads this.

I am in the most unbelievable situation right now and it's so frustrating I can't even comprehend it.

Okay, when my wife Karen died last August, it almost immediately showed up on our credit report. So Wells Fargo found out about it just as quickly and changed the mortgage statement to read "The Estate of Karen George."

So I called them and attempted to make a payment over the telephone. They said they couldn't speak to me about it at all, they could only speak to Karen...who again, has passed away-- and they know it.

Makes sense, huh?

I actually screamed at one guy because after I told him Karen passed away, he actually still said he can only speak with her. I yelled, "Are you trying to mess with me man?!? I told you- she passed away!!!"

You see, because Karen and I are mortgage brokers, we kept our credit separate. Long, long story, but our primary residence was in her name and our second home was in my name. The mortgage brokers who read this will understand...  (I already sold our second home though.  I needed to, for the Mayo Clinic.)

So I couldn't make a payment. I got behind a couple of months and kept calling Wells Fargo to try and resolve it. The problem is that I didn't want to try and make the mortgage current, if they were going to foreclose on me anyway. And they told me that was a distinct possibility.

Finally, I received a phone call from the assumptions department. They said I could assume the loan, but I would have to bring it current. Well, that's become a little tough lately, because my loan volume has dropped and the loans I am doing are all foreclosures that are less than $100K. So even if I was doing the same volume, my paycheck would still be 1/3rd the usual, just because of the lower loan amounts I am dealing with.

Also, I essentially lost half of my income, because Karen was a fantastic mortgage broker. So I am quite literally earning about 1/6 of my usual (household) income.

Today, I recieved a letter from Wells Fargo that said they are going to start foreclosure on January 5th. I immediately called them in a panic, acid building in my stomach, but of course, they wouldn't speak to me.

Only "with Karen."

I have a notarized, legal will in which Karen leaves all of her possessions to me. I presented the will to Wells Fargo and they still won't speak to me. So I responded, "What if I could send in two (of my four) missed payments today, would that stop the foreclosure?"

He said, "Most likely not. I wouldn't send any money if I were you, because if you don't send in all four payments [a little under $8000] foreclosure will continue on January 5th."

I honestly don't know what to do. I feel physically ill.

I said to the guy: "So I am in a Catch-22 and I'm going to lose my home because my wife died?"

"I'm afraid so."

I have never been so frustrated or befuddled in my entire life.

I'm sure I am getting an ulcer. My stomach is so upset, I actually vomited after talking to the "customer service" rep. My stomach is still in knots.

Why would they choose to foreclose instead of choosing to work with me? Why would they choose to lose more money?

What am I going to do with this houseful of furniture? Sell it in a garage sale? It's not garage sale kind of stuff. I don't know how I deserve this-- besides being overwhelmed with medical bills and taking a few months off to grieve my wife.

Anybody have any ideas?

 
Thank you for your time and any attention that you give to this situation. Any action you take in a postive way will be truly appreciated!

 

Posted by

 

 


Dianne Hicks ​

Realtor Lic # 01858415 ​

Realty One Group 

(951) 514-5709 

email: di4homes@gmail.com 

 


Comments (21)

AZ Mortgage Broker: Michael George
Arizona Wholesale Mortgage Inc. - Phoenix, AZ
AZ Mortgage Rates

You know what?  I had two seperate blog pages open and I realize that I commented on yours, and I meant to leave the "no money please" comment on another.

But this is great!  Yeah!  Everybody email this guy!  I love it.

Thank you so much.

Dec 11, 2009 04:34 AM
Dianne Hicks
Realty ONE Group - Poway, CA

Jackie - There is always going to be a few bad apples. Thanks for sending email, I am hoping many more participate.

Michael - It is my pleasure, I am so sorry for your situation and this is the only thing I can think of to help you but I believe it can make a difference. Especially if many others participate. Lip service will not help, action could. I sincerely hope you are able to save your home, the fact that you are not asking for handouts makes me even want to fight harder for you. You both looked so happy in your photo that it breaks my heart.

Dec 11, 2009 05:03 AM
C Tann-Starr
Tann Starr & Associates, Inc. - Palm Bay, FL

Featured @ Club Chaos

Dec 12, 2009 12:12 AM
C Tann-Starr
Tann Starr & Associates, Inc. - Palm Bay, FL

Michael, sometime people need to give back and express their supports in different ways than you may wish. You have a money problem and giving money is a solution to resolve the money problem. A love gift is a gift of love and you can regift the money to charity if you wish, but it would be rude to not accept the Christmas gift of your friends who are giving to you freely from their heart. Besides, people already gave me money for you so you have to take it becuse it doesn't belong to me it belongs to you and I refuse to give it back (LMAO).

Dec 12, 2009 01:37 AM
Michele Reneau
Certified Staging Professional (CSP) Elite Instructor - Summerville, SC
Realtor, GRI ~ Charleston, SC Relocation Experts Team

This is really horrible. I know someone who use to work at Well for a long time. I'll see if she can find out who a good contact would be.

Dec 12, 2009 02:19 AM
Dianne Hicks
Realty ONE Group - Poway, CA

C - You know I echo your thoughts on this word for word!!! I want this to happen for Michael more than I want food on my plate right now. Okay, going without eating is a little extreme but I could miss a meal (lol). I just edited my blog for a link to your blog for gifting money. My hope is that all the rainers step up to the plate in one way or other, I will in fact be heart broken if they don't.

Michele - That would be so great of you, we really need it. We need to make a rebel yell to make this happen! Any info you can provide is sooooo appreciated!!!

Dec 12, 2009 02:43 AM
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Dianne,

Thank you for bringing this to our attention. It seems like the hourly people at Wells Fargo who answer the phone.. are NOT going to help him.  That is pretty clear.

I think this sounds like he might need legal help with the estate... If the home was in his wife's name and it was not joint tenancy, there could be an issue with the estate.. I think it might have to go through probate for him to have legal title... so legal counsel might stop some of the anxiety. 

I am going to send you a private message on another way to process the issue.

There is also a forclosure hotline in AZ he could call. 

 "MORTGAGE TROUBLE? DON'T DELAY. CALL TODAY."
Governor announces local toll-free help line

PHOENIX - Governor Janet Napolitano announced today the latest effort in a series of state initiatives to better serve Arizona families facing foreclosure. Homeowners who are either delinquent on their mortgage or face foreclosure now have a new, dedicated 24/7 toll-free help line to reach a local Arizona foreclosure counselor: 1-877-448-1211.

 

Do you think John Stumpf might be related to the real estate speaker, Joe Stumpf...he is on my facebook so I can certainly message him to see.. you never know.  I will send Joe a copy of this link and see what happens.  It's worth a shot! 

This will be featured in the Cosmic Cow Pie group.

Dec 12, 2009 11:47 AM
Dianne Hicks
Realty ONE Group - Poway, CA

Carra - Wow, you posted alot of great info. Anything and everything that can assist him is well worth exploring. What about HUD, could they help him?

Yes, Maybe Joe knows John, that would be the jackpot IMO. Definitely worth a shot.

You are helpful and kind as always, the kind of person that I am honored to interact with! Thanks so much for everything. It is apprecated in the most sincere way.

Dec 12, 2009 02:49 PM
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Dianne,

Looks like we are members of the mutual admiration society!

Dec 12, 2009 03:07 PM
Dianne Hicks
Realty ONE Group - Poway, CA

Carra - Cute... LOL

Dec 12, 2009 03:17 PM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Y'all...

WF has their own BLOG

http://blog.wellsfargo.com/wachovia/request-email-response.html

WITH A 'SOCIAL MEDIA EMAIL ADDRESS'

socialmedia@wellsfargo.com <socialmedia@wellsfargo.com>

I know this because I raged on them earlier this year (about jacking up my CC rates when I have stellar credit)

YOU WILL GET A RESPONSE. I did.

Ya ready?

 

Dec 14, 2009 12:41 PM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

I just sent mine.

Dec 14, 2009 12:41 PM
Dianne Hicks
Realty ONE Group - Poway, CA

Oh my gosh I love you Candice. I was so disappointed when I didn't get any info in response. You are a doll, thanks a trillion!!!

Dec 14, 2009 12:48 PM
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Candyland to the rescue!  Dianne.. she really rocks.. and Yes, she has her own REAL radio show!

Dec 14, 2009 01:25 PM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

(wink)

Rock and Roll Forever!

All I did was copy/paste Dianne's note/Michael's letter with a note on top:

This is not a joke, spam or a chain letter. We are REALTORS and you are hurting one of us unfairly and needlessly. Please read on and do something about this!

Then the body of the note. :)

The scary shiver of all this is he's one of THEIR kind--in the loan business. Professional courtesy? It's tragic.

 

Dec 14, 2009 10:09 PM
Dianne Hicks
Realty ONE Group - Poway, CA

Carra and Candice - You are such a pleasure and I am blessed and honored to have interacted with you here in the rain. I will always have a deep appreciation and admiration for you!!! Thank you from the bottom of my heart.

Dec 15, 2009 01:10 AM
Carra Riley & Declan Kenyon
Brokers Guild Cherry Creek Ltd - Westminster, CO
Helping people Transition at all ages!

Dianne how far is Temecula from Laughlin NV?  We could create an "activerain meet up" in Candylands back yard. Come one, come all... hey Candice what do you think.. we could do it around January 26th when I will be there????? We could make our new plan from the snow...

Dec 15, 2009 01:24 AM
Dianne Hicks
Realty ONE Group - Poway, CA

Carra - Not sure how far, I'll find out. It would be alot of fun. I still have a 13 year old so I will have to see if I can pull it off. I am sure it would be a blast.

Dec 15, 2009 02:58 AM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Yeah, as long as you're not snowed in, Carra...hahahaha!

Dianne, I grew up in Corona; Temecula's nearby. It's about 4 hours.

Dec 15, 2009 01:07 PM
Sidney Kutchuk
Property Management & Sales at REALTY WORKS TEMECULA, CA 92590 (951) 217-6745 - Temecula, CA
Property Management & Sales Experts 951-217-6745

I have left emails in the past with Well Fargo for my clients asking for help and got no response.

Dec 29, 2009 05:28 PM