Now is the Perfect Time to Purchase a New Home

Now is the Perfect Time

to Purchase a Home!

If you are a first-time home buyer, you could be eligible for up to $8,000 Tax Credit! This means you could keep up to $8,000 of income tax you would have likely paid or receive a larger tax refund!

In order to qualify for this program, you will need to enter into a binding contract to purchase a home on or before April 30, 2010 and close on the home by June 30, 2010 and it must be your primary residence!

Top 10 Reasons It Is a Great Time for First Time Home Buyers to Purchase a Home:

1. You are buying a home today that doesn’t have inflated equity

2. You don’t have to wait for your home to sell

3. You have sellers willing to pay your closing costs and possibly buy-down already great interest rates

4. You are in the first true “Buyers” Market in nearly 8 years

5. You have the largest selection of homes in 15 years

6. The current downturn in house pricing as well as low interest rates could allow you to buy homes in neighborhoods that maybe were out of your reach two years ago

7. You may qualify to purchase a home in specific rural areas for $0 down and no monthly PMI (USDA)

8. If you were previously in the military, you could use your VA benefits with $0 down and no monthly PMI and could purchase anywhere

9. You could also still buy a home with just 3.5% down through FHA

10. And you could file with the IRS for up to $8000 Tax Credit!

 

With rates at an all time low, inventory at an all time high, and an $8000 Tax Credit

…..it is a GREAT time to purchase!

Simply contact me to start your dream of home ownership!

 

 

Valarie DeLaCruz Littles
Realtor, SFR, eCertified 2.0®
Prudential Ultima Real Estate

Web Site: www.dlproperties.net

Serving: Plano, Richardson, Little Elm, McKinney, Allen, Frisco, Rockwall, Heartland