Full Reconveyance
Whenever the trustor (borrower) executes a deed of trust he/she
conveys "bare legal" title to the property described therein to a
party called the trustee. The trustee holds the property in trust
(for the benefit of the beneficiary-lender) until a recorded "Full
Reconveyance" (sometimes referred to as a deed of
reconveyance) reconveys the bare legal title back to the person(s)
entitled to said title. Therefore, when the debt or obligation
secured by a deed of trust has been satisfied, the beneficiary, or
successor must, within 30 days, deliver the original note
(promissory note) and deed of trust, together with a request for
full reconveyance, to the trustee. The trustee, then, within 21
calendar days, must secure the fee that may be charged for the
reonveyance, and the recorder's fees, to responsibly fulfill the
execution and recordation of the "Full Reconveyance" in the
county wherein the deed of trust was recorded.
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