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Originally posted in my How Many Buyers and Sellers have Benefited from the $8000 Tax Credit post, which was written in line with the 2009 First-time Homebuyer $8000 tax credit deadline of November 30, the following tips may help first-time homebuyers, repeat buyers (i.e., move up buyers or empty nesters) andsellers close escrow before July 1, 2010 and reap the benefits of the Extension and Expansion of the Homebuyer Tax Credit.
FOR BUYERS who want to benefit from the $8,000 federal tax credit, taking advantage of low prices and attractive interest rates, the following tips may help you close escrow before July 1, 2010:
You need to contact a REALTOR® today;
You need to have a solid pre-approval from a reputable bank;
You need proof of funds for cash deals;
Don't waste time with low ball offers, have your REALTOR® run the sold comparable properties, make an educated offer and definitely in a multiple offer situation...put your best offer on the table because you may not get a second chance;
Don't waste your time looking for houses out of your price range - you can only buy and a bank will only lend you money what you can afford to buy;
Get in and out of attorney review (not sure about other states but here in NJ, listings in attorney review are still active listings and offers can still be submitted thus bumping your offer right off the table) and/or request the seller agree to back-up offers only;
Even with the extension, most short sales, if not all short sales, will never close in time (by July 1, 2010);
You lose control on purchases where the sellers need to find suitable housing before they can sell (your purchase would then be contingent upon the seller first finding another house); and
You need to be under contract by the end of April 2010 and close no later than June 30, 2009.
FOR SELLERS who really want to sell their home, take advantage of today's affordability, and the expansion of the $6,500 tax credit, the following tips may help you close escrow before July 1, 2010:
Price your home at market value from the start (Do NOT overprice);
Work with a REALTOR® in your area who has an aggressive marketing plan;
Make your home irresistible (do everything you can to make the home so attractive, charming, cozy, inviting, comfortable and exciting so that a buyer would want that lifestyle too);
Be flexible with showings, lockbox and for sale sign (a home cannot sell if a buyer cannot get in to see it and even more importantly, it cannot be sold if nobody knows its for sale);
If you don't want to sell your house, don'tput it on the market not only does it waste the time of buyers and their agents but it brings the property stats down as well);
If selling and buying, do not make an offer on the house you want to buy until your house is under contract, and if at all possible, after the home inspection and mortgage contingencies are satisfied on your sale (most sellers will not sign a contract with a home sale contigency...would you?); and
If selling and buying andif you qualify for the $6,500 tax credit, you need to be under contract no later than the end of April 2010 and close no later than June 30, 2009.
Even with the extension there is no reason for New Jersey buyers and sellers to still be waiting on the fence. It takes time to buy and sell your New Jersey home. Don't wait until the last minute...wouldn't you like to be in your new house before we spring forward?
****With deep roots in the Essex County, I service buyers and sellers throughout many Essex County communities and neighboring Morris, Passaic and Union Counties, specializing in the entire West Essex Communities (including Fairfield, Caldwell, West Caldwell, North Caldwell, Roseland, Essex Fells, Verona and Cedar Grove) and my hometown areas of Belleville, Bloomfield and Nutley.****
When Opportunity Knocks...Make Sure Gina Chirico is There to Answer Your Door!
Buying or Selling - - Call Barbara-Jo for all of your real estate needs! - - 727-512-0910
Ich Spreche Deutsch!!!
Barbara-Jo Roberts Berberi, MA
Charles Rutenberg Realty
Serving the Greater Palm Harbor Florida Area,including Crystal Beach, Dunedin & Tarpon Springs Florida
If you are thinking of purchasing in the Palm Harbor, Crystal Beach, Safety Harbor, Dunedin, Tarpon Springs area or along our pristine Gulf Beaches, give me a call! With years of experience in the local real estate market, I am here to assist you in making one of the most important purchases of your life! Give me a call today! Find out for yourself why living along the Gulf Coast is indeed living in Paradise!
Having grown up in south Tampa and lived here in Pinellas County for the last 20+ years, I know the area well!
Give me a call today at 727-512-0910 or send an e-mail to firstname.lastname@example.org. Be sure to visit my web site: www.barbarajo.com
Ich spreche Deutsch!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.