Vermont Homeowners Insurance & The Fire Station

 


So what does the location of my Vermont home have to d o with the fire station?

Most insurance companies will ask the proximity of your home to the nearest fire station or fire hydrant. The closer together they are the cheaper the insurance.

The theory behind this is, if there were to be a fire, the closer the house is to the fire station, the faster the response time and the less damage done to the house.

Often, your insurance agent will ask you how far the house is from the fire station and if you are like most new home buyers, you don't have any idea. This link shows the name and address of all Vermont fire departments. After locating the fire department for your town, you can map the distance from your house to the fire station.

For more information about homeowners insurance or Ludlow VT real estate visit ISellVermontRealEstate.com or give me a call at 800-659-1819. I'm glad to help!

 
Post is included in group: No One Knows The Country Like We Do

3 Comments on Vermont Homeowners Insurance & The Fire Station

Great point Irene. Missouri is the same way - the closer the fire department the cheaper the rate.

Another factor is a volunteer department vs. a full time station. Most of the departments in my area are volunteer - not good for homeowner's insurance rates!

Moving from Illinois to Missouri the only huge increase we incurred - homeowner's insurance is triple here in MO!

07/09/2007 08:42 PM by Debbie DiFonzo, Broker, United Country VIP Realty

Debbie,

I have always lived where there was a volunteer fire dept.  On Long Island in NY, NJ and now in Vermont.  Our rates, especially up in Vermont are lower.

 Irene

 

 

07/10/2007 05:59 AM by Irene Gaffigan (United Country Farm Town Realty)

Howdy Irene

Congrats on a very good and helpful blog post.

07/11/2007 09:08 AM by Dale Baker, Baker Home Inspection and Consulting, (Baker Home Inspections and Consulting Service)

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Real Estate Agent: Irene Gaffigan (United Country Farm Town Realty)
Irene Gaffigan
Ludlow, VT
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