HomeTown Mortgage, A Mortgage Company in Birmingham, Alabama

HomeTown Mortgage, A Mortgage Company in Birmingham, Alabama

Happy New Year everyone! Yea, I know, it is the second week in January already. I am still excited about the new year and a fresh start to what I know will be a great year. I know it will be a great year because I work for HomeTown Mortgage, A Mortgage Company in Birmingham, Alabama.

I am a mortgage banker in the Birmingham area. My success in business is a direct result of the relationships that I have developed and the referrals that come from those relationships. Although I work for HomeTown Mortgage, A Mortgage Company in Birmingham, Alabama, it is my face, my personality, my voice, and my knowledge that people see and hear and know. It is me that ultimately determines whether or not someone wants to do business with me. The fact that I am not necessarily selling my company or my company's services, but rather, I am selling myself, is true

People want to do business with people they trust and feel comfortable with on a personal level. All of this is fine and well. However, it is the company I represent that ultimately determines the success of the business transaction. I can be honest, diligent, thorough, and knowledgeable all at the same time, but if the company that stands behind me cannot deliver, what good is it.

My previous position as Financial Specialist for a large national bank allowed me to develop very meaningful relationships with many clients and associates. However, the bank was solid. They had a long history of performing well in their markets and the products they offered were quite sound. I was a success because the company I represented was successful.

When I made the decision to focus my attention on the mortgage side of banking, I made sure that the company I chose had the same qualities that allowed me to be a successful banker. HomeTown Mortgage, A Mortgage Company in Birmingham, Alabama, had all the tools necessary to do just that. HomeTown Mortgage has been in business for eleven years and has grown to be one of the largest non-institutional lenders in the southeast.

We have all the major products; FHA, VA, Conforming, Jumbo, and Rural Housing just to name a few. The most popular is the USDA Rural Housing program where buyers can still get a Zero-Down home mortgage loan with no PMI. At HomeTown, we underwrite, process, and even close loans right here in our HWY 280 office. We are an industry leader. Ask anyone who has had the opportunity to work with us. Ask your Realtor.

If you need a Realtor, I highly recommend Toni Bird. She is an expert in the Birmingham market. Toni has been a Realtor for close to twelve years and has closed over two hundred transactions. Follow Toni's blog for helpful information about the Real Estate market in Birmingham. If you are looking for a smooth and positive home buying experience, let Toni help you find the perfect home, then give me a call at HomeTown Mortgage.

At HomeTown, we deliver results and we deliver on time. We are definitely one of the calls you need to make when it is time to find A Mortgage Company in Birmingham, Alabama.