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HOME INSPECTIONS ARE NOT BUILDING CODE COMPLIANCE INSPECTIONS.

Reblogger Debra Leisek
Real Estate Broker/Owner with Bay Realty,Inc Homer Alaska

Really good information about what the role of the home inspector for exisiting homes sould be versus the home inspectors who think exisiting homes can  or should be brought  up to current codes...

Original content by Lenn Harley 303829;0225082372

HOME INSPECTIONS ARE NOT BUILDING CODE COMPLIANCE INSPECTIONS. 

There appears to be an ongoing debate about home inspectors citing to the local municipal building codewhen identifying certain existing conditions in resale homes undergoing a home inspection for purposes of a real estate buy/sell transaction. 

Glen Fisher, a home inspector in New Jersey, appears to advocate citing to the municipal building code as a foundation for writing defects in the condition of existing resale homes that do not comply with the present day municipal building code.  The title of his article in ActiveRain today, Building Codes and Home Inspection Standards Intertwined Mr. Fisher evidences his belief that home inspectors may or should fail existing homes for non-compliance to present municipal building codes. 

My question to Mr. Fisher is,

  • What is your mission?  Are you performing a visual home inspection or an inspection for compliance with the building code??? 
  • What does the Home Inspection Contract say?? 
  • Did the home buyer hire the inspector to learn the condition of the property, or to find out if the home meets present day building code?? 

I ADMIRE AND RESPECT HOME INSPECTORS and recommend a home inspection to every home buyer.  In fact, if an active duty military home buyer is short of funds, I'll happily pay for their home inspection.  I incorporated the recommendation of a home inspection for my buyers long before it was routine in my area of Maryland and Northern Virginia.  I have no hesitation to recommend that a buyer void a contract when the home inspection reveals defects that the seller refuses to cure or that would cause a long term loss of property value.  Of course, matters of safety are paramount when determining whether to seek a cure of defects or void the contract. 

IT'S A MATTER OF RISK.  

Risk of safe occupancy and loss of value to the home buyer when buying without a home inspection

Risk to the broker/agent is significant when selling homes without a home inspection or with known defects.

As I understand it, the purpose of a home inspection is to provide a visual inspection and testing reportof the property structure and performance of the systems, i.e. heating, cooling, appliances, electrical, etc.  once the home inspector reaches into the purvue of the municipal (county/state) building codes, the only logical result would have to be . . . . . . . .  ANY HOME THAT DOESN'T MEET TODAY'S MUNICIPAL BUILDING CODES SHOULD BE DEMOLISHED AND REPLACED WITH NEW CONSTRUCTION. . . . .   Is that what we want????  It may seem like a stretch to say that, however, what other purpose would it serve for a home inspector, when inspecting a 10, 20, 50 or 150 year old home to reference the building code?? 

The AMERICAN SOCIETY OF HOME INSPECTORS' Standard of Practices states:

2.1  The purpose of these Standards of Practice is to establish a minimum and uniform standard for home inspectors who subscribe to these Standards of Practice. Home Inspections performed to these Standards of Practice are intended to provide the client with objective information regarding the condition of the systems and components of the home as inspected at the time of the home inspection.  (emphasis added) 

The inspection should cite in the report:

  1. those systems and components inspected that, in the professional judgment of the inspector, are not functioning properly, significantly deficient, unsafe, or are near the end of their service lives.  

THERE IS NO REFERENCE IN THE STANDARD OF PRACTICES FOR ASHI APPROVED HOME INSPECTORS THAT THE HOME INSPECTION REPORT in any way relies or should cite to the Municipal Building Code.  Are home owners required to subscribe to the changing building codes and continually remodel and upgrade their existing home to remain in compliance with the building code????? 

WHEN DOES THE MUNICIPAL BUILDING CODE APPLY TO AN EXISTING PROPERTY?

1.  REMODELING A HOME.  Generally, when the home owner wishes to improve or remodel.  Sadly, many home owners are negligent when making improvements to existing properties.  They, or the contractor whom they hire, violate the law when making certainimprovements, i.e., decks, perimiter fencing, electrical wiring or panel upgrading, some plumbing installation, most structural changes and far too many to list.  A visit or telephone call to the local building permit office will verify whether or not a permit is required. 

2.  TEAR DOWN PERMITS.  Actually, I have been advocating "rotating the crops" of older dilapidated homes and replace them with new construction on a house-by-house basis for decades.  In my area, many older neighborhood homes are sought by consumers and builders for the purpose of tearing down the existing home and building a new home on that site.  This new construction would have to be in compliance with the municipal building code. 

MR. FISHER STATES:  For example, decks are now required by code to be secured to houses with bolts.  In earlier years, most decks were secured with nails as no code specifically addressed deck construction.  As many of us now know, hundreds of decks have fallen from homes as nails were not designed for this type of load.

WHAT SUPPORTS A DECK??  In my experience, home inspectors who inspect decks consider more than whether a deck is secured by nails or bolts.  The home inspector will also look at the condition of the posts/beams on which the deck is supported on the concrete footers.  When inspecting the condition of the supporting beams, the existence of concrete footers and the manner in which the deck is attached to the house, the condition of the deck flooring and railings (curling, wood rot, popped nails or missing screws) the matter of soundness and safety is sufficient without the home inspector citing to the municipal code.  In fact, if the home inspector cites to the municipal code, it would logically follow that any repairs made to an existing deck would have to be inspected by a municipal code inspector.  What a tangled web we weave when we go outside the scope of our mission.   

I submit that by relying on the Home Inspection Contingencyor home inspection paragraph in a Contract of Sale, the home inspector is fulfilling their duty to accurately report on the condition of a property.  Further, by citing to the municipal building code, a home inspector introduces an unnecessary complication into what is a simple fact, the home inspector observed, tested and found certain defects which, when described through the Home Inspection Report, can be used by the buyer and their agent to require the seller to fix, decide to fix themselves, or void the contract

STICK TO THE MISSION. 

Home inspectors have a hard enough job without attempting to go outside their contractual mission.  Let the home inspectors inspect the house and let the code inspectors inspect new and permitted remodeled and improved properties. 

Real Estate agents have a hard enough job getting necessary repairs made by sellers who, if they cared about property condition would have made repairs prior to listing, without having a home inspector introduce the further complication of the (extra-contractual) municipal building code.

Home buyers have a hard enough job understanding the home inspection process without the intimidating and scare tactic of "THE CODE" as a concern in a home they wish to buy.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988, E-mail.

                                                       Home Inspections

                                        "I'm here and I'm beautiful.  Inspect me"

Comments(2)

Not a real person
San Diego, CA

First off, I think it's very interesting that we have a Realtor who purports to know exactly what a home inspection is and is not. Heck, we home inspectors don't even know that, which is why there are seven national home inspector trade associations, any number of state home inspector trade associations, independent home inspectors who belong to no trade association, and home inspections that are regulated by some states.

Lenn quotes the American Society of Home Inspectors, which only has about 6,000 members. Industry estimates are that there are about 50,000 home inspectors in the Unites States and Canada. But let's use the ASHI standards.

Lenn quotes them: "2.1  The purpose of these Standards of Practice is to establish a minimum and uniform standard for home inspectors who subscribe to these Standards of Practice."

Two key phrases in there:

  1. "a minimum and uniform standard"
  2. "for home inspectors who subscribe to these Standards"

I wonder when the last time was that Lenn provided only a minimum service to her Clients. I've always seen her as one who went above and beyond. It's possible, then, for a home inspector not to subscribe to those standards, and it's also possible for a home inspector who does subscribe to them to go above and beyond those minimum standards. In fact, many home inspectors are choosing to become code certified by the International Code Council so that they have a better knowledge of the minimum CODE standards which are much higher than the minimum HOME INSPECTION standards. Would you not want a home inspector who provided a service that was better than the minimum?

Next, Lenn quotes: "The inspection should cite in the report:

  1. those systems and components inspected that, in the professional judgment of the inspector, are not functioning properly, significantly deficient, unsafe, or are near the end of their service lives.  

The key phrase in there is "in the professional judgment of the inspector." That leaves the inspector free reign to go above and beyond the minimum standards.

Next, Lenn quotes: "THERE IS NO REFERENCE IN THE STANDARD OF PRACTICES FOR ASHI APPROVED HOME INSPECTORS THAT THE HOME INSPECTION REPORT in any way relies or should cite to the Municipal Building Code.

Lenn obviously doesn't understand the foundation upon which the home inspection industry is built. That foundation are the various international building codes, United States building codes, individual state building codes, electric codes, gas and plumbing codes, chimney and fire codes, engineering codes, etc.

No, home owners are not "required to subscribe to the changing building codes and continually remodel and upgrade their existing home to remain in compliance with the building code." No code requires that. However, as I like to tell my Clients, what was safe 50 years ago may not be safe today. In fact, in 50 years, lots of deaths, injuries, and property damage has caused the codes to change, usually every three years. I would be remiss in my duties if I didn't recommend upgrading unsafe practices from 50, 40, 30, 20, 10, even 5 years ago to today's standards. That doesn't mean that it has to be done, but when the prosecuting attorney calls and wants to know why I didn't recommend upgrading the electrical outlets in the kitchen and bathroom to GFCI protection, I want to be able to say, "I did. It's Item C-13 on page 9 in the home inspection report." Absent being able to say that, I'm on the hook for death, injury, or property damage for gross negligence and professional negligence. If you've ever been sued for gross negligence and professoinal negligence, you know that there are punitive damages involved, and punitive damages in today's world are off the scale. There is not enough E&O insurance to pay fo punitive damages if a judge and jury find me liable for gross negligence and professional negligence in the death of a Client or a member of his family.

My attorneys here, and I suspect Mr. Fisher's franchise attorneys since he is a NPI franchise, keep me well informed of lawsuits throughout the nation that involve home inspectors, and the results of those lawsuits, even when they are settled out of court and don't create any case law, do cause home inspectors to change the way we do things, sometimes overnight.

If you'll read all of the ASHI Standards of Practice, as well as those of the International Association of Certified Home Inspectors (which has about 3,000 more members than ASHI), the National Association of Home Inspectors, and others, you'll find a section that says that members must abide by local, city, county, and state rules and regulations, and/or that such regulations will supersede any trade association regulations.

Lenn and Glen going at it is a great example of where the Internet fails us. She is trying to convince Glen that he doesn't know what he is talking about, yet he is in New Jersey. I don't think Lenn knows all the New Jersey rules and regulations that might affect Glen and his business. Does Glen know what rules and regulations might affect home inspectors in Virginia and Maryland? Probably not.

I think Lenn and other Realtors should stick to real estate in their respective states and let us home inspectors and our trade associations fight it out amongst ourselves as to what a home inspection is or is not. If by chance you don't like a particular home inspector, certainly you don't have to use him or her.

I know a few thousand home inspectors, none of whom believe that old buildings must be brought up to current codes. However, that doesn't prevent us from recommended that they should.

Realtors are not home inspectors, and home inspectors are not Realtors. They are two different professions, and neither will know everything there is to know about the other.

Jan 14, 2010 06:49 PM
Debra Leisek
Bay Realty,Inc Homer Alaska - Homer, AK

It is just that our jobs are mingled.. I got a home inspection the other day that the inspectore said bring all electric up to code... now how do you do that? a home built in the 1980's can not be broguht up to code without major re-construction... especially up here in Alaska... we dont really have a group of inspectors to choose from... we have one guy who says bring everything to code... then we have to go to people 80 miles away and they are not much better... that is a problem unique to Alaska I would think...

the other thing they do is tell people if it will finance or not and if the price is right or not and I don't think either one of those things should be part of their report.. Thye are not appraisers or lenders and they should keep to the facts of the condition of the home..

Of coursein Alaska we just got licenesed Home inspectors.. and we have a long way to go... we have no mandated inspections in our area for building.. that is vlountary and the builder has to pay for it...

so our problems are not the same as the lowere 48 ... but we do have problems especially in this market where the underwriters now look for reasons to not loan... and impossible requests by a less than adewaute inspector... will just kill the deal...

 

but thank you Russel I know you are honroable and do agreat job I wish we had someone half your caliber in my world... we could trust you to be on target with inspections... thanks

Jan 15, 2010 03:13 AM