Most of us have already some experience with some insurance products - for instance life insurance, long term care or disability insurance. They were created in order to guard financial safety of our daily life. The choice of insurance types is really wide, however conservative it may look at the first sight. But don't be shocked when you find out about the unexpected variability even in the insurance world. There are even some special products that look quite bizarre One of them is events insurance.

You organized a great romantic wedding -ceremony on the beach, roses everywhere and hundreds of guests. But in the worst case scenario, it may happen that just before the ceremony begins, you step on your veil, slip and end up with a broken leg. For such cases, there is a special insurance policy available, just to limit the damage to the minimum. Almost all imaginable attributes of an event can be covered by the insurance, and it doesn't make a difference if it is a birthday party, a wedding or a bar mitzvah you want to insure. The most common insurance types are liability and cancellation insurance, but you can adjust the insurance according to your specific needs. But what to do if you have organized an outdoor party and the weather shows you its nasty face? No problem, if you purchase the policy in advance (around two weeks), you can ask also for this protection.

And even much more is available You can even retake your pictures, if the first ones were damaged by an unskilled photographer, but you had bought the right insurance. Also, all the gifts, jewellery and rental property can be covered And think about a case of a bride running away from the altar... Yes, believe me; you can cover cold feet as well

Event insurance is offered by some of the most famous insurance companies in the world. In Allianz, it is a part of the Fireman's Fund subsidiary, whereas Axa also sells fireworks or Christmas light insurance. Some other insurers can cover alcohol related accidents. A bit below $100 - that is the common rate for the basic coverage.

Briefly, your events can be insured from Alpha to Omega.

 

by Alec

 

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