100% Financing Available in The Golden Isles Communities in Brunswick, Georgia and less than 100 days to use the $8,000 Federal Tax Credit

Real Estate Broker/Owner with Richmond American Homes Saint Augustine Florida BK3273954

100% Financing Available in The Golden Isles Communities in Brunswick, Georgia and less than 100 days to use the $8,000 Federal Tax Credit,

The USDA Rural Housing Guaranteed and Direct Loan Programs are available in eligible portions of Glynn County and all of most of the surrounding counties.   The Wall Street Journal's recent article on USDA housing allows for a good overview of this program that still allows a buyer to buy with no money down and with no private mortgage insurance. 

The USDA Rural Housing Guaranteed and Direct Loan Programs have helped a lot of people in Georgia realize the dream of owning their own home. This is a basic overview of the loan programs: 

502 Guaranteed Single Family Housing Program:  Loans for families to purchase homes.  The program is 100% financing, no down payment.  All of these loans are for 30 years and the interest rate is currently around 5% fixed according to Garreth Thomas of Silverton Mortgage.   The families must show repayment ability and have good credit. This program is for families to purchase homes but is not limited to first time home buyers.  These loans are for families with higher income (moderate income families).  These loans are actually made by a participating lender and have no loan limit. 

Direct Single Family Loans are available at 4.625% Fixed Rates on 33 year terms.  This program is also 100% financing and no down payment.  If you don't have a credit score, alternative credit will be considered by the USDA

For more information, program specifications and requirements, visit http://www.rurdev.usda.gov/ or contact Chapman Realty and we'll direct you to the lenders for pre-qualifying. 

Properties in USDA Eligible Areas in Brnswick Georgia 

The Retreat at Golden Isles Homes from the $120,000's

  Southwinds Homes from the $130,000's

 The Plantation at Golden Isles Homes from the $140,000's

Somersby Pointe Homes from the $170,000's 

The Estates at Golden Isles Homes from $170,000's

 The Cottages at Golden Isles Homes from the $130,000'S

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Posted by

Julie E. Chapman
Richmond American Homes

Saint Augustine, Florida

Phone/Text 404-831-2111




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