Is your home ready for winter weather? Many consumers don't realize that lack of preparation could mean unwelcome home damage and unexpected repair expenses.
Snow or ice is the fifth leading cause of homeowners' insurance claims. Also, according to the Insurance Information Institute, the average homeowners' claim for water damage and freezing is a whopping $5,531. Follow these tips to protect you and your home from serious financial liability:
Prevent Ice Dams-An ice dam is a build-up of ice that blocks water drainage from the roof and the gutters. Ice dams can cause leaks from ceilings and walls that can ultimately lead to mold and other problems. To prevent ice dams, remove leaves, sticks and other debris from gutters or install gutter guards (available in most hardware home stores) that will prevent debris from getting in the gutter and interfering with drainage.
"Watch Out for That Tree!" -Trees and branches weakened by snow, ice and wind can snap and seriously hurt a person on your property as well as cause serious damage to your home or car. Trimming trees and removing dead branches can help prevent serious damage and injuries.
Roof Care and Repair -High winds, snow and ice can damage a roof. Check the structural ability of the roof to sustain unusually heavy weight from the accumulation of snow and ice. After a heavy storm, check for water stains in the attic and on any overhangs. Lastly, repair or replace split or loose shingles and fix any leaks.
Pipe Dreams...and Nightmares -First, the bad news: Frozen or broken water pipes disrupt hundreds of thousands of American lives every winter. You can prevent frozen pipes by following these tips:
• Keep the inside temperature of your home at 65 degrees or warmer. If you are away, make sure someone checks on the home to keep the heat on.
• Wrap heating tape and/or standard insulation around pipes wherever possible.
• Look for pipes with cracks or leaks -they freeze first.
For more tips and property listings visit HomeInBrevard.Com
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