House Republicans have offered a seemingly workable solution to the Housing Situation that appears to have some very comprehensive ideas.  This plan can be reviewed here:

http://www.gop.gov/solutions/

Here is a brief Overview of one aspect proposed:

Keeping Families in their Home, Lowering Costs for all Homeowners credit to help families cover the costs of a mortgage refinancing, buy down points, or reducetheir principal balance (covers refinancings through July 1, 2010).

The temporary first-time home-buyers credit recently enacted by Congress is of little value to those who have already purchased home. In order to assist the millions of Americans who maywish to take advantage of historically low rates on home mortgages, House Republican areproposing a temporary $5,000 refinancing tax credit. The credit can be used to:

• Cover the closing costs associated with a refinancing,

• Buy down points on the newly refinanced mortgage, or

• For homeowners that may be slightly underwater, the credit may be used to increase their

equity and thus qualify for a refinancing.

I LIKE this; pertains to ME and would be something I could implement this year!

Theres more, and I recommend reading the ENTIRE 5 pages of recomendations.  5 Pages. Way too Simple.

As much as I dislike any Government involvement in anything I do, it seems we have fallen into the Abyss long before I came along.  Many ideas I believe would spur investment, but obviously there won't be any movement until the folks get some money rolling in.  The only movement I am seeing in my sector is for some type of Government job.  Very disturbing.