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Housing Discrimination Still Alive and Well in 2010

By
Real Estate Agent with CENTURY 21 Bill Nye Realty, Inc.

One of our agents came up to me late Friday afternoon with a question. She had shown a home in a mobile home park that at one time had been classified as "Adult". Only two sheets of paper that said no one under 16 could live there. Of course, we all know that ADULT is no longer a sanctioned designation.

Now bear in mind, this park does not appear on Florida's list of registered 55+ parks, it has no homeowners association, so obviously no HOA President to keep records of the ages of the occupants or to file a 55+ status request with the state. In fact, the current resident of the home is well under 55. Other homes also have young people in them.

The agent had shown the young couple with a baby a small mobile home that they were prepared to pay cash for. The couple happened to be Hispanic, and I would not be surprised if this played a part in what happened next. How much you want to bet?

While the agent was showing the home, two older residents came running over to tell the buyers that they could NOT buy in that park since it was for adults only. Never mind that as I said, the current owner was in his early 30's!

Now, if the home is not in a 55+ park and the agent does not show the home or sell it to the couple, she could be the subject of an action by HUD since discrimination based on familial status is a HUGE no-no, as is discrimination based on race. I suspect both figured in here. So where is the proof that would "hold her harmless" if she does not sell the home to them? No where that we know of.

To read what Florida has to say about 55+ qualifications, you can click here: http://fchr.state.fl.us/ and click on the 55+ Link.

 To see HUD's Q&A click here: http://www.hud.gov/offices/fheo/library/hopa95.pdf

Since this happened late on Friday, there was no time to contact the Florida Association of REALTORs legal hotline for advice. The best I could tell her was to tread lightly since HUD punishments are not slaps on the hand. I said she could see if she could write the offer with terms that would allow the buyers to confirm whether or not the park was 55+ qualified or not early next week.  Either via the Florida Commission of Human Relations, county housing officials, or the local HUD office. However, of course, I cannot give her legal advice as to the park's status.

If it turns out that some residents are trying to discriminate, they need to be officially educated, and if that does not work, then they need to have a hefty fine levied. Perhaps the local HUD office can help in this respect.

I have no problem whatsoever with 55+ communities and sell many homes in them. But they keep records, file for 55+ status, and know the rules. Many of my friends live there. But residents had better exercise extreme caution and know that they are on solid legal ground when making statements against the residency of protected groups. If not, they deserve whatever the law throws at them. I have zero tolerance for discrimination and would encourage anyone who has become a victim of it to take appropriate actions to stop it.

Do not let ill-informed neighbors get you into hot water that could not only take your license away, but also leave you with a big fine. And I do mean BIG.

Let us know some of the same situations you have encountered and how you handled them. Sadly, they still happen to us all to often. Having lived overseas, I know what it is like to be discriminated against simply for who you are. Most who are bigots here would be shocked if someone pulled the same stuff on them. But a walk in another's shoes can do wonders for your perspectives about these things.

PS: Also do not forget that you need to be aware of state, county, and city Fair Housing laws that might be even stricter than the basic ones set out by the Federal government. You can get into just as much trouble violating them as well.

 

Posted by

John Elwell - REALTOR

CENTURY 21

Bill Nye Realty, Inc.

813-783-4444

Licensed in Florida

 

Comments(9)

Vickie Nagy
Coldwell Banker Residential Real Estate - Palm Springs, CA
Vickie Jean the Palm Springs Condo Queen

It's absolutely amazing that discrimination could be alive and well in your market. I am simply horrified that this couple has been exposed to such treatment. Good luck in getting it straightened out.

Jan 31, 2010 09:36 AM
John Elwell
CENTURY 21 Bill Nye Realty, Inc. - Zephyrhills, FL
You Deserve a Full-Time Agent, Not Reduced Results

I have no sympathy whatsoever for bigots, none. Period. Sadly, there are still agents that are just as bad. I heard one agent a while back refer to  a toddler of a mixed-racial marriage as an "it". Sorry, I do not care what generation you are from, such prejudicial talk has no place in our business. Makes me sick to think of how little some of us have progressed.

Jan 31, 2010 09:42 AM
Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA
LandlordWhisperer

Your agent's buyers need to write their offer and go from there.  They may have a fair housing complaint if they are stopped from their purchase; however, comments by stupid neighbors would only get them headaches from their new neighbors.  

Jan 31, 2010 09:49 AM
Don Williams
Keller Williams Realty - Lewes, DE

I thought the law read, no one under the age of 18 can live there,  but 20% of the residents can be under the age of 55.

Jan 31, 2010 09:50 AM
John Elwell
CENTURY 21 Bill Nye Realty, Inc. - Zephyrhills, FL
You Deserve a Full-Time Agent, Not Reduced Results

The minimum for 55+ is that no one under 18 can be a permanent resident and 20% can be under 55. But those are the minimums and the parks can be stricter. You can find a Q & A sheet at the HUD site on their Senior Housing page. However, the association must meet certain requirements and keep certain records to qualify. In the old days here, lots of parks and deed restrictions used the 16 year old mark. But one has to read the HOPA laws carefully to see the minimums and also realize that these are minimums. The law says that ONE occupant (not owner) has to be 55 or older in at least 80% of the homes. But according to the Q & A sheet I saw, they can require that BOTH occupants be 55 or older. You can find the Q & A at:

http://www.hud.gov/offices/fheo/library/hopa95.pdf

It helps clear up many of the issues that the public, and in fact, many agents do not understand about the 55+ rules.

 PS If the subdivision is a true 55+ park, agents have to be careful to make the buyers aware of this. This can be done by using the Housing for Older Persons addendum that we have with our contracts here. You will be in very deep trouble if you sell a young couple a home that they cannot occupy. Can you say "lawsuit"?  If you are going to show home outside of your normal geographical area, you had better know what the deed restrictions are. Every once in a while we have a Tampa agent come up here and sell a young person a home in a 55+ park or an owner of a large dog a home where pet size is restricted or pets are prohibited. Knowledge is everything at times. And as licensed agents in Florida, we are considered to be experts.

Jan 31, 2010 10:15 AM
James Downing - Metro DC Houses Team REALTORS®, CRS, GRI, ABR,MRP, MilRes
Real Living | At Home - Washington, DC
When Looking to Buy or Sell - Make the Right Move

John - That is crazy; but not surprising.  These things happen more than we care to admit - even in this day and age.  It's disgusting.

Feb 02, 2010 11:53 AM
John Elwell
CENTURY 21 Bill Nye Realty, Inc. - Zephyrhills, FL
You Deserve a Full-Time Agent, Not Reduced Results

You are quite right James. And down here we cannot blame it on the oneriness caused by the cold weather. I would love to see some of these people have complaints filed against them and have to pay horrendous fines. In today's world there is no place for this type of behavior. Maybe an $80,000 fine would be a good educator.

I encourage all agents and their customers to report illegal discrimination. The same thing goes for local laws and ordinances that cover even more groups that need protection. In the end, there are very few reasons for not selling a person a home. I, for one, am in no position to play judge. Nor do I suspect are any other agents out there.

Feb 02, 2010 11:57 AM
Anonymous
Robert Jefferson

Are you suggesting that the nosy neighbors should be seen as intimidating or interfering with this young couple as they exercise their fair housing rights? Or perhaps with the buyer's agent who is assisting them in their exercise? And that these elderly residents should be fined?

It seems more likely that the neighbors are as uninformed of the intricacies of housing for elderly persons as they are about the status of thier neighborhood. Obviously, the real estate professional believes that the property does not qualify as housing for elderly persons. As dispicable as you see their behavior, they see themselves as helpful to the family. "We prevented them from making a mistake." They might say. "That Realtor was wasting their time, but we set them straight."

Imagine their shock when this elderly couple learns the actual status of their neighborhood, and that someone lied to them when they purchased their retirement home or that the status changed since that time.

The Realtor performed admirably. She made the buyers feel comfortable enough to offer a contract and dealt with the fears raised by the mistaken do-gooders with precision.

Really though, who would want to live with such self-appointed guardians? They probably complain about the height of the grass, too.

Feb 10, 2010 05:45 AM
#8
John Elwell
CENTURY 21 Bill Nye Realty, Inc. - Zephyrhills, FL
You Deserve a Full-Time Agent, Not Reduced Results

Your last sentence said it all. Trust me, by the body language and tone of the couple it was not to be helpful that motivated them. You need to work in this area to get a true idea of what I am speaking of. And it was likely, not just AGE, that was the issue. We deal with this all the time. Before agents AND residents make statements that deal with fair housing and HOPA they had better know what they are talking about, or suffer the consequences. I can assure you 100% the agent was taking much more care than the neighbors where.

Feb 10, 2010 10:33 AM