Via
Doug Jones CMPS (Mortgage Magic):
The Free Credit advertisements on TV come across to me as misleading. The only authorized source to get a free credit report under federal law is www.annualcreditreport.com. This is an excellent service (informational) that you can offer your clients whether you are a Realtor or Lender or even an insurance agent. This is good advice. The web site has FAQ and instructs people how to order via phone, mail or the internet.
The Freecreditreport.com does post the proper information about free reports on their web site.:
When you order your free report here, you will begin your free trial membership in Triple Advantage® Credit Monitoring. If you don't cancel your membership within the 7-day trial period**, you will be billed $14.95 for each month that you continue your membership.
ConsumerInfo.com, Inc. and Freecreditreport.com are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.
They may offer a good product for what they do but clients should know about the real free report.
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Thanks for the info. I'll be sure to pass this along.