There are many sites that say you can get a free credit report, but there is usually catch. You are entitled to a free credit report every 12 months , from the three credit reporting companies- Equifax, Experian, and Trans Union and there is no catch here.
You can either do this by telephone, mail or through the internet.
The web site is www.AnnualCreditreport.com
or you can call 877-322-8228 or by mail. You will have to download the form from their web site.
There is a lot of good information on this site as well. If there are errors in your report it tells you what you can do.
It is good to know , so that there wont be any surprises, when you look for homes.
Gita Bantwal is a Realtor with RE/MAX Centre Realtors in Bucks County, a Northern suburb of Philadelphia. You can view 1000s of listings on her web site www.GitaBantwal.com
She can be reached at 215-343-8200x124 or direct 215-275-8491 or via email gita01@aol.com
Gita specializes in Active adult communities and is a Seniors Real Estate Specialist. She holds the ABR designation (Accredited Buyers Representative) and specializes in selling to first time buyers as well as move up buyers.Gita also hold the CRS designation , Certified Residential Specialist and the CDPE designation as well. Information about real estate market is deemed to be correct but is subject to errors and omissions and should be verified independently.. Opinion expressed by me or others in my post and comments is not to be construed to be legal advice.
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