Do you have an Adjustable Rate Mortgage, soon to reset?
What happens if you can’t refinance?
If you feel like your Adjustable Rate Mortgage is a time bomb ready to go off, have a mortgage payment
threatening to increase and a house which no longer appraises ... you are not alone. You have options that
you may not be aware of, and we are here to help!
▪ Loan modification, including reduction in principal or interest rate
▪ Sell your home, even if there is no equity / short sale
▪ Rent and wait for market to recover
▪ Wait optimistically for next round of bail outs
This is not a sales pitch, just an offer to help with no upfront fee or cost to get your questions answered.
We at The Jeff Cole Group would love to take the time to talk with you! These actions, and more, are
available to get out from under your burden, avoid foreclosure and further deterioration of credit.
Jeff has 25 years of experience in real estate and a working relationship with 36 of the major banks and
outsourcing companies. He has a depth of knowledge which he loves to share.
There are ways we can help!
Please call us for a free, no obligation counseling session at 760‐525‐7787.
Sincerely,
Jeff Cole
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