Here are today's Hoboken Mortgage Rates, from the IHRE mortgage guy.
**Keep in mind that every borrower’s situation is different, and each must be evaluated individually.**
REVISED February 15th, 2010---- 12:00 PM ET Lock Period = 30 Days
CONVENTIONAL CONFORMING LOANS (loans less than or equal to $417,000)
30 YEAR FIXED ---------------------------- 4.875%/ 4.891% APR
30 YEAR FIXED INTEREST ONLY--- 5.500%/ 5.657% APR
15 YEAR FIXED----------------------------- 4.250%/ 4.411% APR
5 / 1 ARM------------------------------------- 3.750%/ 3.621% APR
7/1 ARM ------------------------------------ 4.125%/ 3.916% APR
* All quotes are with 0 points *Investment Properties --- ** Add 1.75 points (if 25% down)** *There is a rate increase for cash-out refinance transactions over 60% Loan to Value, or Condominiums over 75% LTV
CONVENTIONAL HIGH BALANCE CONFORMING FIXED RATE LOANS (loans greater than $417,000, but less than $729,500)
30 YEAR FIXED ------------------------- 5.125%/ 5.131% APR
15 YEAR FIXED ------------------------- 4.625%/ 4.641% APR
** Loan amount restrictions based on county and property type.
***There is a rate increase for cash-out refinance transactions over 60% Loan to Value, or Condominiums over 75% LTV
CONVENTIONAL JUMBO LOANS (Fixed rate programs greater than high-balance conforming, ARM programs greater than $417,000)
30 YEAR FIXED--------------------------- 5.875%/ 5.891% APR
30 YEAR FIXED INTEREST ONLY-- 6.125%/ 6.131% APR 15 YEAR
FIXED--------------------------- 5.125%/ 5.140% APR 5 / 1
ARM------------------------------------- 4.500%/ 4.316%APR
7/1 ARM -------------------------------------- 4.750%/ 4.556% APR ** All non-conforming loans need to be discussed in detail
*** Special Program 15/ 30 ARM -----5.000% / 4.922% APR -- .50% Points --- Loans up to $1,000,000!!!
**Please call for rates on loans over $1 million or rates on FHA loans**
Total Fees Charged By Pinnacle Mortgage, Inc.
$350.00 -- Application Fee (Includes Appraisal, Lock-in, Credit, Flood & Processing) $395.00 -- Commitment Fee (Wiring Funds, Attorney Review & Doc Preparation)
Michael Mundy Pinnacle Mortgage, Inc. Mobile -- (973) 985-9948
Here are today's Hoboken Mortgage Rates
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