Some of us have our own ideas of fun. For some, a roller coaster could be lots of fun. For others, it could have been a scary experience or possibly one that we never tried. Why not? Afraid? Not a risk taker?
Mortgages.... it already sounds boring, doesn't it. So many topics written about mortgages; what a mortgage is, how to obtain a mortgage, and what kind of mortgage programs are there, can be found all over the internet.
If you are shopping for a mortgage, what do you look for online? If you come across an article or a blog on a certain topic, do you read the whole thing? After half way down, do you go to something else, not knowing that you might have missed some good information? Gee, look, someone even tried having fun with algorithms. (but don't click and read, this is boring stuff)
www.di.unipi.it/fun07/ Picture of algorithms
Mortgage Knowledge at its Best shared by Jeff Belonger I just wanted to share with you some great mortgage related blogs that I have found in the last month as I have searched the internet. Some of these might be very beneficial for you, depending on where you are in your home buying process or if you are just refinancing. And do you know if you are getting good advice. Well, let me help you with some other mortgage professionals who know their stuff.
So, please kick back, take your shoes off, and enjoy the show. As you can see, this little fellow isn't going anywhere anytime soon. But Johnny, my nephew, knows how to have fun. Especially when it comes to mortgages, no matter if we are talking about FHA, conventional, VA, or even subprime loans. PS.... he is great with numbers. Wonder what he'll be when he grows up.
- Is BofA's 'No Fee Mortgage Plus' a good deal? by : Jack Guttentag from Inman News Jack's breakdown of how no cost loans work is explained very well and professionally in this article. His basic viewpoint is that it's almost impossible to determine the rate, even on a program offering no costs, until you speak to a loan officer. And even then, are you still getting a good deal? Jack's summary is that he thinks this type of deal is average.
- Commercial Real Estate Profits - Why Investors Should Be Looking At Multi-Units by : Kevin Blasi over at Ezine Articles and also here at ActiveRain. Kevin talks about looking at normal to large commercial buildings that might be hard to sell. Instead, using them as rental tools. Another thing mentioned is how much easier it can be to buy rental properties.
- My Lender Needs to Be in Neck-Wringing Distance by : Brian Brady Brian echoes my exact thoughts on this topic. So many people think that your lender should be next door to you, that they will take care of you. This is not always true. And Brian continues this same discussion over at Bloodhound.com.
- How Do I get my VA Certificate of Eligibility? by : Bruce Bourgault For those veteran's as myself, who don't know where their DD214 is, Bruce gives you a few good tips.
- Mortgage Solutions for Divorced or Separated Individuals | Keeping the House by : Leah Ross Leah gives you some great tips for those in a divorce who want to buy a home on there own.
- The 9 Things You Must Know Before You Buy by : Justin Kaatz Here are some good tips on how to approach getting a mortgage.
- Florida Mortgage | Foreign National Homebuyers - "Dollar weakens on Subprime Woes" is good news for you! by : David A. Podgursky For those that are Foreign Nationals buying your primary or an investment property, this is a must read.
- First-Time Homebuyer’s Guide - The Basics - Part 2 by : Tony Gallegos Here Tony just gives you the basics of what a mortgage is. From a consumer's stance, it would be nice to know what you are getting into before you sign those contracts.
- Heads or Tails: Is Flipping Houses Right for You? (Part 1 of 3) by : Robert D. Ashby Here Robert tells you that it's not as easy as it's seen on tv. There is some planning and research involved which he shares in a 3 part series.
- Rate & Point Lock Letter…………Got To Have One!!! by : George Souto Even if you are shopping, you better make sure that rate can be locked in. And if the lender never gave you a lock form and confirmation, then you are not locked. Read what George has to say about this.
- Bi-Weekly Payments... How does it work or does it work? by : Matthew J Blum Here is a post after my own heart. I tell every client on how they can beat the system by making these payments themselves. Matthew explains how to make your money work for you and not the lender.
- Credit Counseling is a Negative... by : Erik @ Open Home Mortgage This is something that I am against, especially if you want to obtain a mortgage in the near future. An extremely short blog, but to the point. Before you seek credit counseling, read this.
- Arizona Construction Loans by : Jacob Morales Here Jacob explains to you why 1 time closings might be better than a 2 time closing for construction loans.
- Credit Inquiries and your FICO Score by : Tom Burris Tom explains what a credit inquiry is and how it can affect your credit scores.
- Renting vs Buying ~ what's best for you asks a Lombard Mortgage Lender by : Kim Murphy Kim gives you a good reason to buy and breaks it down for you.
Bonus : Mortgages : How would you like your mortgage served to you? by: Jeff Belonger Here I try and make mortgages look and feel different, not boring.
Sure, some of these people can be my competition. But I believe in educating the consumer and I would rather have the help of some true professionals in this business helping me. I will be publishing 15 mortgage articles twice a month. If you think you have one that might fit, please e-mail it to jbelonger@nationalfuturemortgage.com
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