Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
If you are thinking of buying or selling Real Estate in Southern California, work with a Realtor who knows the best neighborhoods in Los Angeles & Orange County. Beach, water front and golf communities. Call me today: 562.533.4003 & visit www.RicardoTheRealtor.com
Open a newspaper and you're likely to see an advertisement for a lender announcing their mortgage terms and rates. Sometimes the ad will include both the interest rate and the Annual Percentage Rate or APR. You may wonder, "What's the difference?"
The interest rate is the percentage of the loan amount the lender is charging you to borrow the money. It does not include other, less obvious, charges like interest and fees. The Federal Truth in Lending Law requires all banks and lenders to also advertise the Annual Percentage Rate because it is a more accurate reflection of the cost of the loan. The APR incorporates other costs and calculates them as a yearly percentage of the loan amount. When shopping for a mortgage it is the APR that allows you to more easily compare and contrast loans. It is designed to standardized the components and allow for an apples to apples comparison. The following fees are generally included in the APR calculation:
· Points - This covers both discount and origination points. Origination points are fees charged to cover some of the cost of providing the loan. Discount points are pre-paid interest that can be used to "buy" a lower interest rate.
· Loan Processing Fees - A charge made by the lender for accepting the loan application and gathering the necessary documentation.
· Private Mortgage Insurance (PMI) - This additional insurance is typically required by lenders for customers who provide less than a 20 percent down payment.
· Administration or Underwriting Fee - The cost for assessing the risk involved in lending to you. This includes the review of your credit, employment history, debt and other factors..
• Prepaid Interest - Different from a discount point, this is interest paid at the closing that covers from the day the loan commences to the date of your first mortgage payment.
Lifestyles of Long Beach. Our Real Estate Team works the City of Long Beach. Not only do we keep on top of our local home market but we offer insights into the Long Beach Lifestyle. Including schools, events, openings, restaurants, shopping and festivities.
Lifestyles of Long Beach Realtors are involved with the City of Long Beach to offer you the latest news about Real Estate and things happening in our great city.
Communities include: Belmont Shore, Belmont Park, Belmont Heights, Naples Island, The Peninsula, Spinaker Bay, Bay Harbour, Park Estates, College Park, Bluff Park, Alamitos Heights, Del Lago, Rose Park, California Heights, Virginia Country Club, Bixby Knolls, Wrigley and Downtown Long Beach to name a few.
Call us today to sell your home at the highest possible price. We do not rely on last years marketing. That is obsolete and does not work. We will outline our proven strategy to sell your home today.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.