Home buyer tax credits, low interest rates and low prices are all great reasons to buy a home now. But before you find your dream home in the Greater Charlotte area, there are few things you can do to prepare.
Check your Credit Score! Lending has gotten much stricter. Your credit score will determine if you are ready to take the next step or if you need to work on repairing your credit report.
Get Pre-approved for a Mortgage! Notice we said pre-approval and not pre-qualified! Getting pre-approved will help you really know how much home you can buy and how much your payments would be at the highest loan amount. This will give you an idea if you need to adjust your price range. Being pre-approved will also give you an advantage over other buyers who aren't when it comes to making an offer on a home.
Find a Local Agent! The right agent will make or break your home buying experience. You want an agent who listens to your wants and needs and help you find the home that best suits you and your budget. Your agent will also know the local market and home values.
Not sure if you are ready to take the leap to home ownership in the Greater Charlotte area? Call Lars Hedenborg! His team is ready to answer your real estate questions!
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