Did you know you can qualify for 100% financing in Williamson county Tennessee using the USDA Guaranteed Rural Housing Program.  

Here are a few of the benefits:

• Provides 100% loan-to-value financing for existing homes or new construction based on appraised value.
• Available to low and moderate-income rural households.
• No requirement to be a "first-time" home buyer.
• Less up-front cash-to-close requirements for this program than for conventionally insured or FHA loans.
• No monthly mortgage insurance required. One-time guarantee fee, payable to Rural Development (RD) at closing, which may be financed above the appraised value, for Purchases this equals 2.00% of loan amount
• Fully amortized 30-year fixed-rate loans.
• No penalty for pre-payment.
• No maximum loan limit. Loan limits are dictated by the applicant's income with respect to program eligibility and loan repayment ability. Previous ties to FHA loan limits have been eliminated.

See the map for an overview of areas that may be eligible for USDA Rural Housing Loans.  (Final determination of property eligibility must be made by Rural Development.)  

Some of the communities that may be eligible are Fairview, Arrington, College Grove, Eagleville, and Rockvale.

And follow this link for the interactive map for Single Family Housing eligibility. 

For more information about loan programs in and around Williamson County please call Lee Barroll At First Community Mortgage, Inc at 615-243-1301 or email lee.barroll@fcmhomeloans.com