Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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Get an unfiltered look at what real users are saying
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Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I've made tens of thousands of dollars from people just like you. Yep that's right, I make my living by taking from you every chance I get. Best part is you make it so easy for me! I have so many ways to do this that it's hard for you to keep up with all of my methods. I'll exploit you, your buyers and make a ton of money!
This is likely the thought process from a criminal of a quickly growing crime called identity theft. What does this have to do with a real estate agent?
A prospect finds your blog and learns about the nuances of buying a home because you blog about it. Eventually they call you and after a nice conversation you agree to meet. When you meet the inevitable question arises: Are you prequalified? Usually the answer is no but I pay my bills on time and have a down payment. With a smile on your face you think to yourself, alright! Looks like I have a qualified buyer! What a great day!
Later that day the trusted loan officer you recommended to your prospect calls to tell you that this person won't qualify because someone stole their identity and ruined their credit. Ughh! Nothing could have prepared you or them for that.
What you write on your blog is likely read by hundreds or thousands of people in your community. You provide them information about local events, real estate market, quality of life but do you offer tips to secure their ability to get a loan?
That's the loan officers job! Maybe, but does this scenario affect your paycheck? This fact now makes it everyone's job.
I don't want to pay a monthly fee for credit monitoring or id theft protection and I doubt you and your prospect does either. So here are both free and low cost solutions that you can blog about:
Regular credit review: You can pull 3 credit reports a year at no cost.
Where: www.annualcreditreport.com When: Instead of pulling all three at once pull one report from each credit bureau every four months. If you choose to use a different source for a free credit report they will likely sell your information for a profit thus increasing your junk mail which now exposes your personal information even more.
Set up a fraud alert with the credit bureau. You may have to do this on a regular basis.
Guaranteed protection without having to monitor anything. Cost: A one time fee of about $30 ($10 to each credit bureau)
For about a $10 fee each credit bureau will "freeze" your credit and issue you a PIN number. If you have already been a victim of ID theft it is free. Nobody can access your credit even if they have your social security number, birthdate etc. They must have the PIN number. In order to access your credit you must pay a $10 fee to "thaw" your credit and provide your PIN number. You'll have to pay another $10 to re freeze your credit again. This is better than a $30 monthly fee paid year after year. Another downside is that if you apply for credit you will have to remember to "thaw" your credit first. In case you wondering if I practice what I preach, my wife and I both have security freeze with all credit bureaus.
Of course I won't personally exploit you or your buyers. If I had titled it "How to prevent ID theft" would you have read it? I didn't think so!
Feel free to copy and paste this info into your own blog.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.