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Tick tock, tick tock - Stop Renting - Buy A Home Now!

By
Managing Real Estate Broker with Heart Realty Group, Inc.. IL-471.002355

As the clock keeps ticking the April 30th deadline to have a signed contract so you can be eligible for the hombuyer's credit from Uncle Sam is slowly approaching.  For those last minute shoppers be prepared to get in line.

Buying a home is a serious proposition.  It more than likely will be the largest financial decision you will make in your lifetime.  So why are you putting it off?

For those who have never bought a home it can be a daunting task and add the fact that you are getting some help from your favorite Uncle that has a small string attach your anxiety level is bound to go up.

So here is some simple advice before you start your home search.  Find a real estate agent or broker that you feel comfortable with and have them recommend a mortgage professional that they like and do business with to start the ball rolling.  Get pre-approved and submit all your documention quickly.

Without getting your financial house in order that dream of buying a home is just a dream.  Unless your other Uncle left you a fortune and you can pay cash for your home you will need to get a mortgage to buy your home.

Whether you start out with a condo, townhome or a single family home only your personal preferences, lifestyle and pocket book can make that decision.  There are so many variables involved that only with a team of experts can you navigate through the home buying process.  That is why speaking to a professional is your first step.

Contact me or another trusted advisor and start your search!  Get pre-approved for a mortgage, tell your realtor what your preferences are - divide your wants from your needs and get out there and find that home.

Only you can determine if this is the right time for you to buy but the fact that interest rates are still low, prices have dropped in most neighborhoods and we still are able to buy with only 3.5% down this may be the perfect time for you to join thousands of home owners get a piece of the American dream...home ownership!

Hurry up the clock is ticking....less than 50 days left to have an accepted & signed contract and close before June 30th!

American Flag Rural Setting

Posted by

Evelyn Santiago

Managing Broker/Owner - 630-251-0059

Heart Realty Group, Inc.

We are Passionate About Real Estate!

Comments (2)

DEBORAH STONE
Balboa Real Estate San Diego, CA - San Diego, CA

Evelyn

In parts of our San Diego market area, some folks are finding it cheaper to rent a home than buy. Of course that will change, but right now, many people are bailing from their bad loans and renting a better house for 1/2 the price.

Mar 13, 2010 08:08 AM
Evelyn Santiago, Managing Broker Heart Realty Group, Inc.
Heart Realty Group, Inc.. - Oswego, IL
Passionate About Real Estate & Our Clients!

Every market is different but no matter what when you rent your just paying some other person's mortgage and have to abide by the rules.  When you own your own home you are able to put your roots down much easier and you still have some tax advantages.

Obviously for those that were not able to afford their mortgages they have few choices for at least 3 years until they get their financial home in order.  

Thanks for your comment.

Mar 14, 2010 05:08 AM