The Fulfillment Center | Learn How the Law Restores and Protects Your Credit

Reblogger Scott Miller
Real Estate Agent with Realty Associates!

Excellent post about what credit bureaus do to our credit scores!!  They do what they want---illegal!

Here is the SECRET credit bureaus have buried!

In 1971 the US Congress passed the Fair Credit Reporting Act (FCRA). It contains 200 laws and over 400 by-laws.  Buried in all of this legal language is Section 609.  In this section of the law, Congress required that any information reported about you on your credit report MUST be backed up by “verifiable proof”.

If I sued you for money, the first thing a judge would ask me for in a court of law would be for proof!  Where is the note, contract, deed, lease, etc. to show that you indeed owed me this money.  NO PROOF! NO LAWSUIT!

Here is the reality:  The credit bureaus rely on the creditor, bank, finance companies, credit card companies, etc. to provide them accurate information, but not the actual documents!

But that’s not what the law says!

It is the same with the credit bureaus, no proof, than they must permanently remove any bad credit. AND it can never be reported again!
Our company has helped over 125,000 clients in the last 10 years to restore their personal and business credit.  We want you to have that same opportunity.  Discover the little known law that can give you back...

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  • What you need to know about Section 609 of the FCRA
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  • The legal way to delete ALL bad credit

The cost of bad credit and low credit scores continues to increase through higher interest rates, fees, insurance costs, job promotions, security clearances, renting and so much more.  You can’t afford this!  Don’t delay!  Restoring your credit takes time and it simply “will not fix itself!”

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Rainmaker
344,922
Kevin Cavanaugh
Keller Williams Hudson Valley Realty - Tappan, NY
Lic. Associate Broker, ABR, GREEN

Very interesting Scott.  Have you checked this company out?  Is it legit or just hype.

Mar 18, 2010 09:51 PM #1
Rainmaker
344,922
Kevin Cavanaugh
Keller Williams Hudson Valley Realty - Tappan, NY
Lic. Associate Broker, ABR, GREEN

Very interesting Scott.  Have you checked this company out?  Is it legit or just hype.

Mar 18, 2010 09:52 PM #2
Rainmaker
344,922
Kevin Cavanaugh
Keller Williams Hudson Valley Realty - Tappan, NY
Lic. Associate Broker, ABR, GREEN

Very interesting Scott.  Have you checked this company out?  Is it legit or just hype.

Mar 18, 2010 09:55 PM #3
Rainer
321,367
Russel Ray, San Diego Business & Marketing Consultant & Photographer
Russel Ray - San Diego State University, CA

As I read it, though, the law does not say where the verifiable proof has to be stored, so I see nothing wrong with the verifiable proof being stored at the banks, or anywhere else. If the credit agences then need it, via a lawsuit or a simple request, they can always retried it from the banks.

Jun 05, 2010 01:15 PM #5
Rainmaker
290,845
Kate Bourland
Marketing with Kate - Redding, CA
Onlilne Marketing Mobile Marketing

Such a complicated issue this is.  Too often the credit bureaus and creditors don't have proof.....thanks for sharing.

Jul 06, 2010 07:48 AM #6
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Rainer
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Scott Miller

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