It's not the end!
It doesn't feel good to be turned down but there is no need to be embarrassed or disheartened. Most consumers are not aware they can purchase or refinance a home even if they have had problems with credit in the past or present.
Don't let past problems hold you down! Don't let the most powerful finance tool available, home ownership, elude you one more day. Your interest rate may be a little higher than someone with perfect credit, how much higher will be dependant on each individual's situation. You may also need a higher down payment, again dependant on each individual's situation but you can own a home, let Alexander MacLeod Mortgage Consultants help.
Lenders will compete for your business
Today, there's an answer for people whose needs cannot be met by traditional lenders. Our alternative mortgage lenders break down the borrowing barriers for people who don't fit the typical mortgage mould.
If you've experienced a mortgage credit application rejection in the past, we may just have the mortgage solution for you. We listen closely to your borrowing needs. We place a great deal of importance on your demonstrated intention and ability to repay your mortgage credit. We don't just rely on the strict financial formulas. With that information in hand, we can find a mortgage tailored to meet your situation and needs. If you were turned down, odds are you are one of these people and you can get the mortgage you deserve at very competitive rates!
Alternative Mortgage Solutions
Only a Mortgage Broker can package lending products to form the financing solution you need. In some cases there isn't just one lender that can fulfill your lending requirements. Alexander MacLeod Mortgage Consultants will source out lending solutions from our extensive network of national and private lenders to find the most competitive mortgage financing solution available.
Contact us to discuss your individual circumstances. We have lenders that may qualify you. If you cannot qualify now ,we will show you what to do to prepare yourself to qualify in the future