Down payment and closing cost assistance is available for first time Hastings home buyers and others who have not owned a home for at least three years. This program is made available through the Dakota County Community Development Agency, and it provides financial resources to make your home purchase successful. The program is not available to everyone. There are credit score and maximum income requirements, and there is a mandatory attendance in the Homestretch Homebuyer Education Program. Topics covered include: Budgeting and Credit Issues, Financing and Qualifying for a Home, Shopping for a Home, The Purchase Process, Closing on a Home and Life as a Homeowner. It is a worthwhile effort and I recommend it to all prospective home buyers.
If you are thinking about buying a home in the next year, it's time to start the process. Call or email to arrange a no cost homebuyer orientation. We'll cover the market, foreclosure purchase opportunities, short sales, financing options, and the importance of dealing with an experienced, full time agent willing to make a written commitment to advocate on your behalf.