Our landline rings. Husband answers and they ask for Barbara Duncan.
I pick it up. "Is this Barbara Duncan? I am calling to collect an unpaid debt. I need to tell you that anything you say can be used against you."
I listen to see what else she has to say.
Then I ask her very politely, "Well, what are you calling about?"
She says it is an account with some bank or finance company or credit card company. I can't remember the exact words.
I have to say to her, "Ma'am, I don't have an account with that company. You have the wrong Barbara Duncan."
I'm thinking now that folks who don't pay their debts are probably not in the phone book anymore. They don't have land lines. They have cell phones and they're going to be harder to find than just looking in the phone book. I hate that she was having to work on Sunday morning at 8:30 looking for a Barbara Duncan and I hate that she thought her job was as easy as dialing me up and reading my rights to me.
But bill collectors are not the only ones on the prowl for landline numbers. I had a realtor associate's friend calling looking for her. The friend had called the landline and it had been disconnected. She didn't have the cell number for her friend.
So......folks in real estate still need to be found. Think before disconnecting that landline!!! For every bill collector that gets the wrong number there may be a hundred people looking for real estate related business.
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