Salem County Mortgage Loans and Lenders If you are a first time home buyer planning to buy your dream home or refinance in Salem County, then please allow a Salem County Lender such as Dream Home Financing the opportunity for a first time home buyer to get the best combination of low mortgage rates and fees in Salem County. We have access to some unique programs to satisfy everyone. Self employed borrowers in Salem County can benefit from stated income loans. First time home buyers with low credit scores can get an FHA mortgage loan in Salem County with scores as low as 500! Find out how we can help you finance Salem County Foreclosures. Your first step is to contact us either by phone or by completing a FREE RATE QUOTE form so we can fully assess your needs and call you with some financing options. If you are planning to shop for a home, we can then provide you with a pre qualification letter which is absolutely necessary before heading out to view homes with a local realtor. Your next step is to begin collecting all of the necessary documents that you will need to apply for your Salem County mortgage. A list of those mortgage documents can be found on our web site. If you are not working with a realtor, then you can find a local realtor here. Recent Mortgage News And How It Will Effect You...
Salem County Mortgage | Salem County Lenders | Salem County Loans | Salem County First Time Home Buyers
You may or may not have heard about the recent changes in how your mortgage lender must document all of the costs associated with your loan and those costs must be accurate. This is good news for you, anyone who is looking for a mortgage in Salem County and also good news for Dream Home Financing. In the past, there were lenders who did not disclose all of their fees and some customers gave them their business because they THOUGHT they were getting a good deal. That is over now. You will be able to truly compare costs from one lender the the next. In addition, if a lender's fees come in higher at the closing table, that lender will have to absorb the difference.
So, shop for your mortgage with confidence today. Do not be afraid of hidden fees because there are none. Verbally, a loan officer may not disclose all of those fees, but in writing they will. Read everything....twice.
To receive a FREE rate quote and find out how much you can expect to pay in fees, complete the short FREE RATE QUOTE form and we will respond to you ASAP
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