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Financial Literacy Event

By
Mortgage and Lending with Oak Valley Mortgage-California Home Loans and Refinancing

We just finished our Financial Literacy Event on the Chico State campus and I feel that it was a success. We went through several topics, to include:

Credit Reports

Utilizing Credit

Investing

The Time Value of Money

Starting a Business

We conducted the seminar for the college students at California State University Chico as a way to help them understand these important topics to be able to make better decisions about what they do with their money. I figure if we helped just one of them make better decisions...then the event was a success! All too often in the mortgage industry, we come across clients that have done some tough damage to their financial futures. Not because they are bad people, but because they were never given the proper tools to succeed. I have been a strong advocate of teaching young adults the importance of knowing their credit reports and protecting this valuable asset. In the world of business and personal finances, it's everything! Also, helping them to understand that it's much easier to build future savings early in their lives than to be pushed up against the wall, hoping to hit a grand slam with their portfolios for retirement.

Scott Gormley
Broker/Owner
Oak Valley Mortgage
2006 Chico Assoc. of Realtors Affiliate Chairman
Direct: 530.592.8362
Fax: 530.267.5555
Website: http://www.CALoan.com

Blog: http://activerain.com/blogs/lendingmagician

"You find the perfect home, we'll find the perfect loan!"

Comments (4)

Carole Cohen
Howard Hanna Cleveland City Office - Cleveland, OH
Realtor, ePRO
Scott I am so glad you brought this to my recent post THANK YOU for the link. This is a great idea - what was the buzz from the students when you were there?
Dec 26, 2006 05:21 AM
Scott Gormley
Oak Valley Mortgage-California Home Loans and Refinancing - Chico, CA

They appreciated it very much. Many of them felt that they learned more in our seminar than their classes combined for the entire year..lol

Scott

Dec 26, 2006 05:38 AM
Carole Cohen
Howard Hanna Cleveland City Office - Cleveland, OH
Realtor, ePRO
Why am I not surprised lol. In some ways it's taking it out of the hypothetical mode and putting it into practical use.... not always common in college classes lol Thanks
Dec 26, 2006 05:50 AM
Nick M.
Certified Residential Appraiser- West Palm Beach Real Estate - West Palm Beach, FL
Realtor-Appraiser in West Palm-South Florida Real Estate Appraiser

It is better to give than to recieve.

way to go Scott!  good stuff.

Jan 04, 2007 09:27 AM