Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I LOVE SIMI VALLEY! I really do and it's not just because it's my own hometown. I love coming home over the Santa Susana Pass where I can see the entire valley nestled between the mountains. It's a fantastic view!
I love Wood Ranch, the neighborhood where I live. As I'm driving down Madera Rd. towards Wood Ranch I love the view of the rolling hills rising up the mountains behind Wood Ranch. It's extraordinary!
I love how we're not some big metropolis city. With a population of just barely 100,000, Simi Valley pales in comparison to not only other Ventura county cities but to most cities over in neighboring LA county as well.
I love how it has consistently been ranked in the top 10 safest cities in CA and for many years, in the top 5 safest cities in the state. I love how "young" Simi Valley is; the median age here is 35, which makes it a great place for young professionals to raise a family.
Because I love Simi Valley, I love telling my clients about living here and how they can too. The best part of buying here in Simi Valley is that first time buyers can get up to $200,000 in down payment assistance to purchase a home here.
The City of Simi Valley offers a First-Time Home Buyer Assistance Program to qualified first-time homebuyers who wish to purchase their first home in Simi Valley. I like this program because the Simi Valley city administrators for this program are not only the easiest ones to reach but they are also some of the friendliest ones to talk to and deal with.
The property may be a detached or an attached single-family home, a condominium, or a town house. The program is available to those who have not owned a home in the last three years. Single parents who owned a home while married and displaced homemakers may qualify even if they owned a home in the previous three years.
Program eligibility will be based on total household income, a housing cost ratio not to exceed 35%, and a debt-to-income ratio not to exceed 45%. Housing costs include principal and interest, property taxes and insurance, private mortgage insurance, homeowner association dues, if any, and a utility allowance.
The primary loan must be a fully amortized loan provided by a bank, savings and loans, mortgage banker or other institutional lender. The City will not allow balloon payments or stated income loans for the first trust deed.
Buyers must occupy the unit as their primary residence.
A portion of the proposed $50,000 per bedroom subsidy may be used for necessary repairs to bring the property into compliance with the City's Housing Quality Standards (HQS). The maximum home price and City subsidy limits appear below:
Maximum Market Purchase Price
Per Bedroom Subsidy Limits
Maximum Affordable Sales Price
Right now, there are nearly 50 homes that are eligible for this program. All of these homes are currently active listings that don't have a gazillion offers on them and many are not REO's or short sales but actual equity sales where you're not dealing with some horrendous bank but a real live motivated seller.
Buying a home is one of the most important decisions someone can make. Today's real estate market can be really scary, which is why it's important to get as much information as possible before starting your search.
The pre-approval process is not a simple process and it's because it can get really complicated and convoluted, that borrowers today need affordable loan options that are best suited for their own needs. For more info on how you can qualify for this program, contact me, Donne Knudsen of Cobalt Financial Corp, at 805.2069123 or firstname.lastname@example.org.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.