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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Some buyers are scrambling to buy a home before the deadline and some are waiting to the last minute as they cannot decide whether they want to buy now or wait because they have read that they sellers may reduce the price further.
First time buyers who qualify for the tax credit will get a credit of $8000/ when they file the tax returns if they buy now.
If the buyer waits till After April 30. and buys the house for $8000/ less will it be the same?
If you buy a home for $8000 less, and the rate is 5.25 % for a 30 yr mortgage, you will pay approximately $530 per year less in interest , so you will have to wait many years to save the $8000/.You need to talk to a lender to get the exact amount .
If you get the tax credit now, you can save that money as you will have used up major part of your savings to buy a house or you can use it to make improvements or for furniture.
Sellers may reduce the price if they need to sell but some sellers I have spoken to have said that they will take the home off the market and sell it in the future. They may not move and if they move they will rent it out. The market will change after April 30th and no one knows exactly what will happen. There may be opportunities for investors but if you are looking to buy a home to live in, this may be a good time to buy as the rates are still low .
Gita Bantwal is a Realtor with ReMax Centre Realtors in Bucks County, a Northern suburb of Philadelphia. You can view 1000s of listings on her web site www.GitaBantwal.com
She can be reached at 215-343-8200x124 or direct 215-275-8491 or via email firstname.lastname@example.org
We represent home buyers and sellers as their exclusive agents in the Maryland suburbs of Washington DC.
Roy Kelley Roy Kelley & Associates Associate Broker, RE/MAX Realty Group
Client Assistance: 301-670-8996
Recipient of the RE/MAX International Lifetime Achievement Award - 2008
Roy Kelley advises home buyers, sellers and REO asset managers, in the Maryland suburbs of Washington DC and nearby counties. REO and foreclosures sales. Market area includes Montgomery County, Frederick County, Washington County and Prince George's County.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.