Starting today, there is a new inspection form for wind mitigation inspections. It is important to be aware of this new form, as insurance companies may not accept the old two page form.
The form was recently added to Citizens Insurance website as the only form they will accept. Historically, almost all insurance companies follow Citizens lead.
The form makes changes to the actual inspection and requires proof from the home owner of upgrades that impact the form. It is important to advise the home owner/buyer that proof of improvements will be needed at the time of the inspection.This will insure that your buyer gets the maximum hurricane insurance discounts.
Here's a link to new form if you want to take a look. https://www.citizensfla.com/shared/forms/multi-location/OIR_B1_1802.pdf It's easy to identify as the new form has increased from two to four pages and has the words: "OIR-B1-1802 (Rev. 02/10) Adopted by Rule 69O-170.0155" at the bottom of every page.
Keep in mind, Citizens considers as valid, a uniform mitigation verification form that is certified by the Department of Financial Services or signed by one the following qualified inspectors:
A Florida-licensed general, building or residential contractor
A Florida-certified building code inspector or building code official
A Florida-licensed professional engineer who has passed the appropriate equivalency test
A Florida-licensed professional architect
A hurricane mitigation inspector certified by the My Safe Florida Home program*
(*Note: Due to the expiration of the My Safe Florida Home program, all hurricane mitigation inspectors previously certified under the program became inactive as of June 30, 2009.)
It is important to have your buyer contact their insurance carrier to find out the savings they can expect after they have the inspection. Here's link to an informative brochure by Citizens Insurance that gives advice and guidelines on savings. https://www.citizensfla.com/shared/mitigation/MitigationBrochure.pdf Once the inspection is submitted it is good for 5 years.
If you have any questions or would like to schedule an inspection please don't hesitate to give us a call or send us an email. We are always available to answer any questions you might have and truly appreciate the opportunity to inspect your next property!
You sell 'em, we inspect 'em. We look forward to working with you!
At AllPro Home Inspection we are professional home inspectors. Inspections are completed by a Florida State Certified Building Contractor, building and inspecting in Florida since 1986.
FAST, Clean, Complete Reports come complete with digital color photographs and summary items and can be made available to you the same day as your inspection.
Whether you need a complete home inspection, wind mitigation, 4 point or roofing inspection, you can rest assured your home is inspected by a reputable, professional home inspector.
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