Special offer

95% Conventional Loan in California

By
Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just 5% down payment.   We will be posting more details on this soon.   But here are some basic details:

California, Washington, Arizona, Florida now eligible for our Conventional Fannie Mae Loans up to 95% Loan to Value.  Only 5% down payment required.   We do not consider CA a declining market any longer.

Minimum credit score = 680

Maximum Debt Ratio = 41%

Loan amounts up to $417,000 (that would be a purchase price up to $438K with 5% down).

If you don't have a 680 middle score, or have a slightly higher debt ratio,  we can still help with our FHA Loans.   If your purchase price is higher than $438K, FHA Jumbo may be able to help as well.  

Give us a call to get started - 760-752-4480.  

 

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