VA Condo Loans - VA Loans to buy or refinance Condos / Condominiums

VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums

VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past couple years has wrought havoc on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.  

FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  

In comes the VA to the rescue.    To qualify for a VanDyk VA Condo Loan, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search for VA Approved Condos yourself or rely on us, we are here to help. 

VanDyk Mortgage offers VA financing on Condos with VA Loans up to $417,000 and we also offer VA Jumbo Loans for Condo's (up to the County VA Loan Limits).   This includes Purchase, Refinance, and the popular VA IRRRL, or VA Streamline Refinance.

VanDyk does not require the seller to hold the property for 90 days prior to sale like many other lenders.   If the seller of record on the day of the purchase agreement matches, that fits within our rules.   Another name for this is the Flip Rule, or VA Flip Rule, where many banks require a seller to be on Title for 90 days minimum, we only require 1 day.  

We offer VA Loans for Condo's throughout California & Washington state.   Condo's in cities like San Francisco, Oakland, Los Angeles, San Diego, San Jose, Seattle, Bellevue, Ventura, and Irvine can qualify for VA Condo Loans.