VA loans are always submitted, but you will do better with a Short Sale home vs a bank owned for a VA loan. Will you be contributing to the down payment or closing costs?
If not plan on offering more for the house of your choice. It will help you get your offer accepted. Do you have your pre approval letter in hand from a lender? This will also help you purchase a home. Sellers preference in a multiple offer situation is 1. ALL CASH 2. Conventional Loan 3. FHA Loan 4. VA Loan 5. USDA Loan.
The reason for this is the all cash offer can close with in two weeks, conventional 30 days, VA FHA USDA can take longer up to 45 plus days. Banks selling Bank Owned want to dump the houses quickly as they are paying daily on the taxes owed. I specialize in helping buyers find their dream home and to get their offers accepted by the sellers.
We are currently in a multiple offer (bidding war) situation in Temecula and Murrieta. I will be honored to help you find a home. Thank you for keeping our country safe!
Are you prepared to write an offer? You need to be pre-approved by a lender and have a Loan Approval Letter in hand, Proof Of Funds (down payment and closing costs) checking/savings bank statement with acct. number blacked out, Current Fico's. Before I can set an appointment to look I will need valid copies of all of the above. Then we can find Your dream Home!
Tere Rice Realtor* DRE#01079287
Real Deal Properties
28581 Old Town Front St. #200
Temecula, Ca. 92690
951-693-0093
fx 951-253-9261
web site www.temecularanchandhomes.com
Professional Service you Can Count On!
For Loan approval Letter
Please Contact
Albert B. Sosa
Loan Officer
Certified Home Loan Advocate™
Paramount Residential Mortgage Group, Inc.
909-957-9024, Mobile
951-547-6442, E-Fax
asosa@prmg.net, Email
The SOSA Team
SUPERIOR OUTSTANDING SERVICE ALWAYS!
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