Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
We are concerned about our options when it comes time to buying another house.
My husband and I are both 68 years old and retired. Our current home is too big for us at this point in our lives. We would like to downsize and sell our house which has a current market value of about $600,000 and we still owe about $125,000. We are concerned about our options when it comes time to buy another house considering how difficult it is currently to qualify on our retirement income. We could use the cash out of our home to pay cash for another home, but are there any other options for us? We do not really want to tie up all of our cash in the new house as we would prefer to have access to it for ongoing living expenses. We have heard that you can now use a Reverse Mortgage to actually purchase a home. Would that be a good option for us to consider? - J. Garcia
Dear J. Garcia,
What you are asking about is the new Purchase Reverse Mortgage program recently introduced and insured by HUD/FHA. This would be an excellent option for you! After you sell your current home, you will have approximately $450,000 in remaining cash. Instead of using most or all of that money to pay cash for your next home, consider how the Purchase Reverse mortgage could benefit you. Based on your ages you would qualify for a benefit amount or loan amount from the reverse mortgage. You could buy a $450,000 home with a down payment from you of $196,907; the reverse mortgage loan proceeds would pay the balance of the purchase price of $253,093. You would be in your new home without having to make any monthly payments for as long as either of you live there! There is no income or credit scores to qualify for this program. You would still have remaining cash from the sale of your home of over $250,000 for future living expenses or investment. Your only requirement is to pay real estate taxes, insurance and HOA association dues if applicable.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.