The worst thing you can do is nothing.
The 2nd worse thing you can do is contact your mortgage lender or servicer, sit on hold, and then they add up the total amount due, and tell you to send that amount of money in. But, hopefully it will get you motivated enough to do something more!
Here is a better solution, and I have referred hundred's of people to it in my real estate classes I teach all over the State of Minnesota and have heard back many great things, and a lot less panic from their friends, and clients, which is priceless!
Go to www.hopenow.com
You will not find a magic pill, but what you will find is an organization that can help!
Who/What is the "Hope Now Alliance" - The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD intermediaries that have offices across the United States. The organizations play a key role in the success of HOPE NOW, providing borrowers in-depth debt management, credit counseling and overall foreclosure counseling. (from their website)
Here is the point - It is a great place to start, as you will get in touch with the best people inside each mortgage company, when you work with Hope Now - They will be your "entry door" and your "helper" for FREE!
Feel free to email me, and tell me if they helped you!
Blessed to Serve,
Stieg Strand, Broker/Agent/Instructor
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