Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Those were the words our broker told us to express to our prospective buyers a few weeks ago in one of our sales meetings. To which I chimed in, "even if they are cancer survivors?" (Not making light of cancer here folks, I was just trying to put his comment into perspective)
That being said, I disagree(d) with my broker wholeheartedly. But I understood where he was coming from. I for one do not like to create a negative environment for my clients. Instead I will try to educate them on the "New Real Estate Market" and the trials, tribulations, and pitfalls of this market, giving them honest expectations so that they won't be disappointed during the process. Although, in this market, disappointment seems to be the norm.
Which leads me to the jist of this post. Which is, the banks have taken all of the joy out of purchasing a home for would be home buyers.
To me, and to most people, buying a home should be a fun, albeit sometimes stressful, experience. When the buyer, especially first time buyers, close on a home it used to be that they were happy. They had achieved the dream of home ownership. The future was theirs to behold. Plans of a happy life in their new home swimming through their heads.
But nowadays the banks have made the process so arduous, so, for lack of better word, unpleasant, that even seasoned homebuyers find the whole experience dreadful.
And that's not how it should be.
Whether a buyer is looking to purchase a short sale, a bank owned home, or even a home from a private seller who may have some equity left in it (a rare find these days), the buyer is going to have to deal with a bank somewhere in the transaction. Unless of course they have cash.
We've all expressed our consternation with short sales, and even with bank owned homes here on Active Rain. But even the loan process for good solid buyers has become a war of attrition with the banks, wearing the borrower down with request after request for the most trivial bits of information (ie. an explanation of an $18 deposit to one borrower's checking account).
Then there's the appraisals. On one side of the coin is the seller bank (if we're speaking of short sales and R.E.O. properties) who wants to recover as much money as possible on the sale of their asset. The other side of course is the buyer's lender who wants to lend as little as possible on the same home. And sometimes the discrepancy between the two sides valuation of the property is so outlandish it's almost laughable. And would be if it were not for the fact that people's lives are being put on hold during the process.
And don't get me started about how appraisers have somehow become inspectors as well, calling out items in their appraisals that are normally the domain of the home inspector and really do not have any affect on the "value" of the home (ie, garage door openers not functioning properly).
It is an extremely challenging market we are in these days. Whether it be as an agent, a buyer, or a seller, it seems the landscape and rules of the game are ever changing. Which makes it difficult for anyone to plan anything, let alone experience what was once the joyous occasion of buying a home.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.